Questions tagged [credit-rating-agency]

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64 views

Which are the safest deposit banks worldwide (according to reputable rating agencies)? [closed]

I would like to know which global banks are the safest for holding money, and though the big three rating agencies are often used to estimate credit worthiness of financial institutions, this seems ...
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0answers
22 views

Confusion on CRISIL Rating

Which is better CRISIL 5 or CRISIL 1. Problem arises when PAYTM MONEY shows under top rated funds with CRISIL 5...but CRISIL rates funds 1 to 5, 1 being the best performer. I am confused?
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2answers
179 views

How can I check if any accounts were recently opened in my name

Someone just tried to open a Paypal credit account in my name. I was able to get the account closed and the charges revoked, but now I need to make sure there is nothing else out there. How can I ...
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5answers
5k views

Will it hurt my credit to keep a bank account at a credit union, but not use it?

A previous job forced me to open a new account with their partner credit union. I was very uneasy about it at the time, but there wasn't room or time to really argue it. That was four years ago, and I ...
1
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1answer
76 views

Are all AAA ratings (from various credit rating agencies) equivalent?

I am peeking into holdings of various ultra-short term debt mutual funds (average maturity of bonds should be less than 1 year) and am coming up with AAA ratings of at least three different agencies: ...
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2answers
94 views

Can an individual have multiple credit scores from different credit rating agencies?

As an individual, is it possible to have two different credit scores if rated by two different agencies, just as a corporation can have different credit ratings based on the rating agency?
4
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1answer
469 views

How does S&P schedule reviews of sovereign credit ratings?

It's not too hard to find current sovereign credit ratings, but I need more info. I believe that the major ratings agencies schedule reviews of different countries (or banks, etc.) so what I'd like ...
6
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2answers
1k views

What is the difference between credit score and debt rating?

Why is it that the credit worthiness of individuals is tracked via 'credit rating (score)' while that of nations (soverign debt) is tracked via 'debt rating'?
6
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1answer
168 views

Is it common for ratings agencies to disagree on sovereign debt ratings?

I heard today that Moody's and Fitch and left the US sovereign debt rating at AAA/Aaa, despite the downgrade from S&P to AA+. Is it common for ratings agencies to disagree on a rating? If so, is ...
6
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5answers
368 views

Why so much noise about USA's credit rating being lowered?

S&P lowered USA's credit rating from AAA (cool) to AA+ (a bit less cool). Suddenly, I hear about it everywhere: shares prices are down, oil prices change, news digests say "the new financial ...
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5answers
324 views

What is the rationale behind stock markets retreating due to S&P having a negative outlook on the USA?

From a Bloomberg article published on 18/4/2011 Standard & Poor’s put a “negative” outlook on the AAA credit rating of the U.S., citing a “material risk” the nation’s leaders will fail to deal ...
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3answers
706 views

Do credit ratings (by Moody's, S&P, and Fitch) have any relevance?

The credit rating agencies (Moody's, S&P, Fitch) issue credit ratings for corporations as well as different debt products. Their recent track record has been anything but stellar. It was only ...