Questions tagged [credit-card]

Credit cards are unstructured debt accounts linked to a plastic card that allows the holder to make purchases from retailers that accept the card. Common credit card networks in the U.S. include Visa, MasterCard, Discover, and American Express.

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566 views

What can I do if I believe I made a debit card purchase from a fraudulent site

I made a purchase (via a debit card but without the PIN, so I believe that falls under credit card rules) and upon further investigation I'm pretty sure the site is fake and will shut down without a ...
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206 views

Credit and Debit Cards Stopped Working in Spain

I'm currently travelling in Europe with a VISA debit card for a Charles Schwab Checking Account as well as an American Express Bonvoy credit card. Both cards target travellers and don't usually ...
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1k views

Why does a U.S. credit card application ask for other citizenships?

Looking at a credit card application, they are asking U.S. citizens whether they are citizens of another country. Why are they asking for this information? Will it hurt the application to disclose ...
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378 views

Price drop protection on Apple iPhone

Two of my credit cards (Discover and Citi) have programs for cardholders that allow you to buy a product and if the price drops in certain amount of time, file a requests to be reimbursed the ...
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0answers
161 views

How soon (after your first credit card statement ever) do you get a credit file/history in Canada?

How many days after your first credit card statement EVER does one get a credit report on file with one of the two Canadian bureaus? I'm trying to develop Canadian credit on my first credit card and I ...
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0answers
70 views

Nonresident Travel Money (Card or Bank Account) Solution with Emergency Cash Feature in Euros?

I'm from the new EU so my country's banks are not that advanced that they can offer me this feature. So this will be a nonresident account for travel money. The solution I am looking for is like AMEX'...
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54 views

How to distinguish if company is using first or third party payment processor. Mastercard transaction

I was the victim of a scam and fraud where a service was not provided. I have had information returned from the credit card company as part of the dispute. is anyone able to acertain or deduce from ...
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174 views

Can a thief who acquires a credit card number trace this back to PayPal and exploit the PayPal account?

A friend reports that their credit card number was stolen and used to purchase an iPhone. They also report that nearly simultaneously, a large transfer from their bank account to their own PayPal ...
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1k views

Ali Express and credit card frauds?

A lot of people around me claims that they have been victims of credit card thefts after shopping on Ali Express (one person even claims it happened several times). I am very sceptical to this because ...
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98 views

Paying by voice - what is its transaction type

When I purchase something through voice virtual assistant, for example order Pizza through my Echo-Alexa - is it written in card schemes (Visa/Mastercard) as a Card-Not-Present (CNP) transaction or it'...
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96 views

Issue with Debit Card Payment But My Bank Says There's No Problem

I have had some curious but unpleasant experience with my debit card and want to know if someone's familiar with the problem. Basically, I got my VISA debit card from the UAE but lives in the US at ...
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44 views

file a complaint to bureaus of a company's residence if you live in another country?

Can I submit a consumer complaint to Better Business Bureau, federal Trade Commissionn, or the Consumer Frauds and Protection Bureau if I've bought a faulty product froma company based in Brooklyn, ...
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368 views

Is it possible to add a EUR Master Card in PayPal?

I have a bank account and two Master Cards with it: for USD and for EUR. I want to add EUR card in my PayPal account. Is it possible? Do PayPal accepts Euro or it will exchange Euro to US dollars?
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329 views

How do I reconcile a pre-payment on a credit card in Quickbooks?

I have two payments to credit card for the same period. One is tied to last month's reconciliation but the other one is just a prepayment because I wanted to charge the account over my limit, so I ...
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1answer
76 views

Does Chase UltimateRewards recognize Travel/Dining spent through PayPal?

I'm thinking of getting a Chase credit card. Chase's Ultimate Rewards boasts 2x points on travel/dining, with 1x points on all other purchases. I make most of my purchases using PayPal, so am ...
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41 views

Using multiple credit cards for a single payment in the UK (section 75 protection)

How can someone buy a product which is over each of its credit card limits, but less than his total credit? Suppose that I want to buy a car, which is £4500, and suppose that I have three credit cards ...
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73 views

If I get a credit card that will give me a higher credit limit if I make on-time payments, will it carry over if there is no balance?

So, I got a card, and let's say I was approved for $300, but the creditor promised to increase it to an actual credit line if I made five on-time payments starting in April. So, I make a few payments, ...
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39 views

Cash Advance Interest

I understand cash advances accrue interest from the very second they're made, but I don't understand why my credit card company continues to charge me cash advance interest after I've paid my account ...
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32 views

Credit card balance increases before transactions appear

I have a Chase credit card. If I log on to Chase's website on a given night, my balance will increase before transactions post. For example, at 8pm the balance will go from $500 to $720, and then ...
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157 views

Can a credit card machine refund to a different card than the one inserted?

I purchased a $279.99 holiday feast from Whole Foods online. When I inquired as to what time I was to collect the meal, they said I didn't have an order. One week later, my card was charged. I ...
0
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1answer
325 views

14/45 day notice

On 1 March I receive the 45-day notification stating that higher interest rate will be charged on any new transactions made after 14 days from the date of the notice. On 10 March I made a $100 ...
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104 views

Credit card debt

A Russian-Norwegian dual nationality person I know took up 20000 pounds of credit card loans in Norway. He then went back to Russia and has lived there for 1 year now. He has not heard anything yet. ...
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58 views

Creating a separate entity for bank transactions

So you have your personal bank account. But I'm wondering if you can then create a separate bank account of some kind, either a business bank account or another personal one, and have the name on it ...
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79 views

Do credit card chargebacks apply to situations in which online retailer charges seller in favor of buyer?

This is the situation I have to deal with: One of the items I had listed with an online merchant sold. I shipped the item using standard postal service and provided buyer tracking information. A week ...
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82 views

Home Office Rent Expense Payment via C-Corp

I am a 1 person incorporated C-Corp software development company. (Although, I currently usually do not use the C-corp for most checks and contracts which just go straight to me as an individual.) ...
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1answer
694 views

Approved for a Credit Line of $700 BoA

I'm 18, and I recently applied for a Credit Card at Bank of America. I applied for the BankAmericacard Cash Rewards Platinum Plus Visa, I got approved for a credit line of $700, I was wondering how ...
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1answer
121 views

Can debit cards be billed like credit cards?

In Amazon Web Services (AWS) if one provides the credit card ,that person is billed for the resources the person uses. However if the person registers with debit card will AWS be able to do so?