We’re rewarding the question askers & reputations are being recalculated! Read more.

Questions tagged [check]

for questions related to a Check [spelled as Cheque in Asia, UK, and Canada] as a bank instrument to withdraw money.

Filter by
Sorted by
Tagged with
0
votes
1answer
89 views

Transferring money from the US to India after students visa is over

I am an F-1 student in the US. I am going back to India when my studies get over in a month. I have around 25000 USD in my bank account. I need to carry that amount to India, but I don't have anyone ...
2
votes
1answer
2k views

CTS 2010 cheque (pay self or pay yourself) correction and clearing process (India)

Form RBI FAQ on CTS cheque correction: For any change in the payee’s name, courtesy amount (amount in figures) or legal amount (amount in words), fresh cheque leaves should be used by customers. ...
2
votes
1answer
295 views

Using business check to pay at retail

I recently opened a LLC bank account, and need to buy some equipment (computer parts) for the day-to-day operation. I want to buy in a physical retail store for convenience. Can I use a business ...
5
votes
3answers
416 views

Transfer $70k from Wells Fargo (US) to my other account at a Credit Union bank

I have an LLC with me as the Owner and sole Member. I have Business Account for the LLC with Wells Fargo. I received $70k payment from a client in my Wells Fargo Business account. I want to move the ...
3
votes
2answers
992 views

Notified by recovery agency of an uncashed check

I was approached by a guy who says he found an uncashed check issued to my name in Texas 4 years ago. The guy seems legit and it is possible that I had an uncashed check at the time. He requested a ...
5
votes
1answer
424 views

Is it possible to deposit or cash this check?

I have a check made out to 3 people, with "and" separating our names. I managed to get all 3 to endorse said check but the bank won't allow me to deposit it without everyone present which just isn't ...
5
votes
1answer
660 views

Fraudulent cheque that cleared

So I sold a piece of audio equipment to a man overseas who wanted to pay by cheque. I told him that was fine but I would not be shipping it until it had cleared, and he agreed. A printed cheque ...
21
votes
3answers
9k views

Will crossing out my ex-wife's name cause problems using my checks?

My ex-wife is no longer on my checking account, but I have still been using the checks with no problem. Her name is written below mine. I want to know if I take a marker and black out her name will ...
9
votes
2answers
4k views

Is it possible to deposit checks into our Chase checking from another bank's ATM?

My family uses Chase for banking. However, after moving, we can't find a Chase bank or ATM anywhere near us. When we have checks that we want to deposit, can we use the ATM from another bank to do ...
8
votes
1answer
205 views

Can an incomplete 401k hardship withdrawal be reversed due to death?

The situation is that a friend was terminally ill and was struggling financially and so took a hardship withdrawal. His health took a turn for the worse and died before he received the check. Now his ...
1
vote
1answer
160 views

Checks not cashed

I sent numerous checks to a company, they were bill pay checks from my local credit union, the first few we're cashed but the last 8 $100.00 checks were refunded to me after 90 days of not being ...
0
votes
0answers
48 views

Lowest Transaction Cost for Charitable Donation [duplicate]

I find most charities have a website that allows you to donate via credit card, paypal, or a physical address you can mail checks (if you dig hard enough). Each have their own transaction costs. ...
3
votes
1answer
308 views

A payee hasn't received a check I sent them. What can I do?

My fiancée and I sent out a check to the DJ for our upcoming wedding to fulfill our remaining debt to them of $600. We don't owe them this final payment for several months still, but we wanted to ...
0
votes
1answer
128 views

Is it advisable to cross a check sent to the state department of revenue for taxes owed? [duplicate]

When preparing a personal check to be mailed to the department of revenue of a U.S. state to pay taxes owed, is it advisable/permissible to cross the check, or mark the check as "account payee only"? ...
2
votes
2answers
122 views

Is it safer to have checks sent directly from the bank?

Is it safer to have checks sent directly from the bank using online 'bill payer'?Is your personal account number and routing number on those checks?
2
votes
1answer
65 views

ACH vs Mailed Checks in the context of Overpayment

I have not been successfully able to get a clarifying answer from my mortgage company on this issue, so I was wondering if anyone here knew. If I am overpaying my mortgage, by let's say $100 per ...
1
vote
1answer
211 views

Needing a rejected cheque to cancel it

I have little knowledge about cheques and their process so please ask for more info if needed. Scenario A person close to me wanted to suprise me with a cheque for Christmas. We both live in ...
4
votes
1answer
379 views

How to protect yourself from a fake security deposit check?

I am subletting my place to someone on craigslist for the first time. The potential tenant and I have a dilemma. The tenant does not want to give me a check (with a security deposit and first months ...
2
votes
1answer
185 views

Gratuity Payment Cheque Dishonored (Account frozen - demonetization drive) - Should I hand it back before i get another one?

So, I moved out of this organization (will not reveal the name yet) a month and half ago. I got the gratuity payment cheque within three weeks. I held on to it for another two weeks and then deposited ...
10
votes
2answers
15k views

How can I cash or deposit a check made out to my minor child?

Does my bank need to be aware of my child first? Do I need to, or should I, add anything to the back of the check where I would normally endorse it?
3
votes
1answer
19k views

(How) can I print my own checks on my printer on regular paper?

If I want to write a check from one of my accounts, I can obviously order a checkbook. The thing is, I don't want or need a whole checkbook. I might just need, like, 1 check. Maybe 2. Now, banks ...
1
vote
1answer
278 views

How much is the tax for buyer and seller in land deal

I have agreed to buy a land for around 8 lac. I started arrangements and planned before Indian government announcement denomination of 500 & 1000 bill. I have the amount in my bank. The Buyer is ...
1
vote
1answer
1k views

Multi city cheque India

In India, Can I write a multi-city cheque to myself (Self cheque) and present to non-home branch to withdraw money? If yes, Can bank deny this transaction? eg: SBI policy on MCC says: Cash Payment ...
1
vote
1answer
676 views

Journal entries of rent [closed]

How will be the journal entries of these rental transaction: We are giving post dated cheque for payment of rent. Our total rent is example: 12,000 and giving 4 PDC [Post Dated cheque] each 3,000 ...
4
votes
2answers
548 views

Official Bank Check

My mother purchased a bank check from her bank (that came from her savings account) for around $25-30K & was made out to a business partner. She passed away & I found the bank check in her ...
3
votes
2answers
6k views

For how long is a draft check valid, and where do the funds sit?

There is a fundamental difference between a personal check and a draft check. (I believe the distinction holds equally well in North America as in Europe, and possibly everywhere else). If Tom writes ...
0
votes
5answers
7k views

By accident I gave a check cashing place a voided check. How can I fix this?

As per the title of this question, I went to my regular check cashing place (a local liquor store), and I gave them by mistake one of the two checks I had just received from my work, and it was a ...
1
vote
1answer
559 views

How do I cash a lottery check without proper ID?

I won a sum of money from the California State Lottery, I don't have an ID card from the state of California. I have an out-of-state Washington paper ID and a birth certificate. Can I cash my check ...
17
votes
6answers
4k views

Cashing a check without a bank account

My parents are visiting the US from abroad and during their trip, their luggage was damaged beyond repair. We contacted the airline who has agreed to settle and will send a check to my address in the ...
2
votes
1answer
260 views

How to process IRS check as a non-resident?

I used to live in the US. I filed in my tax returns, then I had to move out of the country, closed my bank account and everything. Now, my ex-roommate received my IRS check. I was wondering, how can ...
2
votes
2answers
2k views

How much do Hong Kong banks charge to cash U.S. checks [closed]

Do they charge a %, or is it a flat fee?
1
vote
2answers
174 views

Will I be charged “bounced check” fee if I already closed my account?

Situation: I have closed the account. I have the cheque book. I want to use these pieces of paper for an art project. Someone may inevitably try cashing in the cheque. Will some fee be charged, ...
0
votes
2answers
1k views

How can I find out the details of a check (who wrote it to me, etc.) that I already deposited into my bank account

I deposit a check into my Bank of India account which is from a account holder at Pujab National Bank. i forgot the details of check and the person who gave me that check. is there anyway to find out ...
1
vote
1answer
738 views

Can an uncashed check from 1993 still be cashed? [duplicate]

Recently I was going through some old papers and ran across some paperwork of my mothers, that I had never seen before. Much to my surprise their was a stack of checks that had never been cashed for ...
-6
votes
1answer
6k views

How can be sure that a check has cleared? [duplicate]

Linked question ^^^ is WHEN. My question is HOW which is different. Also, the other question does not have an answer that addresses the question. The one answer it has, does not answer the question, ...
1
vote
1answer
121 views

Which countries allow eChecks?

I assume all banks everywhere allow eChecks. But I am learning that ACH only works in the US. Other countries have their own similar networks, but I don't know if they can work smoothly with each ...
4
votes
2answers
233 views

I have a question about how a check was written

I have a check for $2500.00 written to me. The longhand is written "twenty-five hundred" instead of the standard "two thousand five hundred". Will the banks accept the check?
1
vote
1answer
1k views

Can a business owner be the signatory on a check made out to themselves?

I am curious as to whether a business owner can sign a check made out to them personally.
2
votes
1answer
201 views

Is it possible for an individual to refuse a cheque in France?

Some shops in France do not accept cheques (anymore or never have). Is it legal for an individual in France to refuse payment by cheque as well? In other words, is it possible to force someone (an ...
2
votes
3answers
1k views

Do I need to write the date on the back of a received check when depositing it?

When I deposit a received check, I need to sign my name on the back of the check at the designated position. Usually there are two lines in the designated position. I put my name on the first line. ...
0
votes
1answer
12k views

Typically how many digits are in a cheque number? [closed]

I'm writing an application and I'm trying to validate cheque numbers before I submit them for payment. From what I've found online cheque numbers are 6 digits in length, but I'm wondering if it's the ...
2
votes
1answer
110 views

Do typical consumer banks accept negotiated instruments

As a matter of risk, would a typical consumer bank in the USA accept a check (or other negotiable instrument) which has been endorsed to a payee not originally listed on the instrument? As I ...
1
vote
1answer
65 views

Written Draft Cheque [closed]

A friend has written a draft cheque in my name in US dollars can I deposit it in any bank in the world? Was this legal in form? About how many days is the clearing time? Is there any charges for this ...
3
votes
1answer
650 views

Which is better for USD payment for Indians : Wire Transfer or Cheque?

I am about receive some reimbursement of ~1000 US dollars. I live in India, whose currency is INR. I have the option to receive the money in form or cheque or wire-transfer. Which of the two mode of ...
-2
votes
2answers
141 views

How to deposit a cheque issued to an associate in my business into my business account?

A customer paid with a cheque made out to an associate in my business instead of the business name. How can I deposit this cheque into my business account ?
3
votes
2answers
1k views

Will a British bank accept a twice-endorsed cheque?

I am an American citizen, living in the U.S., and I've been sent a small refund from a UK vendor in the form of a cheque drawn on the Bank of Scotland and made out to me. My bank will charge $23 to ...
0
votes
1answer
986 views

Can you cash a US treasury check in the Netherlands?

I'm on a family emergency in Tilburg, Netherlands, and I received a check from the US treasury for my social security disability payment back home in the States. I have a savings account with no ...
0
votes
1answer
3k views

What happens if there are insufficient funds in my checking account when a cheque is deposited?

In my question, there are two accounts involved. I will call the account where funds are being taken from (debited) Account A and the account where the cheque deposit happens Account B. Question: At ...
0
votes
1answer
2k views

Can I cash or deposit a American Express Travelers Cheque if it does not have my signature at the top?

I am in Orange County California, and I went on a trip with my Aunts & Cousins, all of us exchanged our money at once. We can our money to my Aunt, and she gave us checks with her signature on the ...
-7
votes
3answers
3k views

Physical CHECK Front Side - Question

Would anyone please be so kind to tell me which address is under the name of financial institution which is located on the top of front side of check? Is this address the address where the letter ...