Questions tagged [check]

for questions related to a Check [spelled as Cheque in Asia, UK, and Canada] as a bank instrument to withdraw money.

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4
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2answers
2k views

What do I do if an IRS check doesn't arrive?

We got a letter from the IRS stating that we get a substantial refund for a tax withholding. However, the check never arrived even after waiting for a couple of months. (On top of that: We live ...
5
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2answers
3k views

What’s the cheapest way to cash a US dollar cheque in the UK

I have received a US dollar cheque but I live and bank in the UK. I asked my bank (LloydsTSB) and while they will cash it, it’s very expensive. What is the best way to cash a US dollar cheque in the ...
6
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2answers
4k views

How can a foreigner cash an American cheque in the US?

What is the best way to cash a cheque I have received as compensation? We are from Britain.
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2answers
95 views

Does regulation limit on number of savings account transactions include transfers to accounts of same depositor at different bank?

The text of the restriction on withdrawals from savings accounts, found in 204.2(d)(2): The term “savings deposit” also means: A deposit or account, such as an account commonly known as a passbook ...
2
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1answer
132 views

Why are cancelled cheques only temporarily invalid?

In this answer to a question regarding stolen/cancelled cheques, it is stated: A little known fact about stopped checks is that the stop is often only good for a short period of time (only six ...
1
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1answer
272 views

Check that has void

Working for walmart I was payed on the 4th and on the 6th the company took the money out of my account and wrote me a paper check. A few days later I try to mobile upload to netspend, the first step ...
1
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2answers
3k views

Direct deposit personal check into business account

I'm in the process of trying to launch a new start up company but also still working full time for another company. Is it ok to start having my personal paychecks directly deposited into my new ...
2
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0answers
383 views

Can I cash a check with my name listed as Attn:?

I am currently the treasurer for a student organization at my university in the United States. The organization has recently received a check made out as shown: Name of University Attn: My Name ...
0
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1answer
108 views

How to send check from US Bank to US location when I am abroad without checks

I am in Europe and I am being asked to send a check via mail to a location in the US. I do have a PNC Bank Account I do not have any checks with me Is there a way that I could achieve this quickly?
2
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1answer
278 views

Can I correct the name on a check if I'm not committing fraud

A large international car company owes me (person) ~$10-15k and mailed me a check to settle the amount, but they put the wrong name on it and now my bank won't take it. After a month of trying to get ...
5
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1answer
993 views

Cashing a U.S. government check as a foreigner

I worked in the US for 4 month as an exchange student in 2017 and just received my State Tax Return as a check. Since I live in Romania, cashing a US check is complicated, taking up to 45 days because ...
7
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6answers
4k views

Why do people still write checks as payments in stores?

Why do we still see (edit: in the US) some people (especially the elderly) still pay with checks in stores, even when the amount isn't too large for a debit card? Here are the disadvantages I can ...
2
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2answers
236 views

What rules govern what a bank must accept for deposit in the US?

I have specific scenario to tee up a general question. I was issued a check from a mail-in rebate program. This check was self-printed. I got a link via email and printed a check on A4 paper at home. ...
91
votes
16answers
26k views

How do people know if there are sufficient funds available when accepting payment by check?

I don't know a lot about paper checks because I have never seen one, and I don't live in America. Suppose person A gives person B a check for $100,000 in payment for something in a shop. How can B be ...
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3answers
668 views

My mortgage company cashed a voided check I had sent them

I sent in a check to replenish my Escrow account and my mortgage company returned the check with instructions to write the check out to the company another way. (I originally called to ask who to ...
0
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1answer
208 views

Endorsed cheque [closed]

I am trying to understand the underlying contract of an endorsed cheque a bit better, and would love to know how the liabilities are determined in the following situation: Alice writes a cheque to ...
68
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11answers
38k views

Rent cheque was stolen from landlord - am I obligated to pay again?

I live in Quebec, and my rent cheque was stolen from my landlord as they travelled to the bank to deposit it. They've asked me to stop payment on the cheque, and provide them with a new one. The ...
2
votes
1answer
237 views

Cheque & bank account: why have cheques [closed]

Recently, I had some troubles, mostly caused by my ignorance on the topic of cheques, with cheques in Australia. I am from central Europe, and for most people of my age, cheques are a thing known from ...
11
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1answer
8k views

Made a mistake on check need help to fix [duplicate]

I wrote a check and put the amount in the pay to order spot. Can I just mark it out, put the name in the spot and finish writing the check?
0
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2answers
137 views

how can i transfer money from another bank account into my credit card? [closed]

Hello Please how can i transfer money from another bank account into my credit card
1
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1answer
92 views

Would a personal check be rejected solely on the basis of an inaccurate bank address?

I wonder if there is any chance for a personal check to be denied solely due to an inaccurate bank address. I ordered a book of personal checks from Amazon. However, the company seems to mix my bank's ...
0
votes
1answer
587 views

How can my sister in Europe cash her American tax refund?

I live in the United States. My sister spent 3 months working here last summer, and is due a tax refund which she has requested by check. To reduce the risk of the check going missing in the mail, she ...
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0answers
50 views

Cashing-in overseas cheques

I am currently in Australia, but I will be leaving soon. I expect some insurance reimbursements, which will be in form of a cheque, as I have no Australian bank account. There might be the case, that ...
0
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1answer
215 views

Lost check made out to a school organization

Today I lost a sizeable check made out to a school club. What should I do? Can anyone who finds this check use my acct number to withdraw funds? Currently, the check has not gone through or been ...
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1answer
172 views

How to cash ACH vouchers to my French account without paying more banking fees than sending a postal package containing cash?

I worked for a company based in the United States as part of a non-commercial activity (I mean the income is not taxable to the IRS and thus I can’t get an itin or ssn in order to open a bank account)....
3
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1answer
1k views

Must a c/o party be present in order for payee to cash a check?

I did taxes for friend 90 miles away and she authorized state to talk with me regarding tax prep since I understand filings. Refund check is made payable to her c/o me. She does not have a bank and ...
1
vote
1answer
976 views

Any restrictions on signing a check over to a third party?

In the US : Can I endorse a payout check from an IRA (from a well known institution) to another person? The check will be large, over $10,000. He would deposit it in his bank.
2
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2answers
1k views

Checkbook was turned into police dept. Is there a way to figure out what checks (if any) are missing?

I know that bounced checks can bite me in the ass later, but I have no idea whether any of the checks were actually taken out of my checkbook. I thought about looking at my bank account, but I visit ...
3
votes
2answers
116 views

How can I cash a US Bank check outside of the United States?

My account in the US Bank is closed and they have sent a check to me. Since I am out of the U.S., now in the middle east, how can I cash the check?
1
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0answers
29 views

Can a draft drawn on a US bank be used overseas?

Can a draft drawn on a US bank be used overseas? If the answer is different for personal checks versus bank checks, then answer for both cases. Basically what I want to know is if a person in a ...
1
vote
2answers
171 views

Alternatives to checks for rental payments. Bank account transfer

I have a tenant who would prefer not to write and mail checks each month, and I'd rather not have to cash them. What are the options for "bill pay" like electronic checks/ACH services between ...
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vote
1answer
30 views

Send physical check in US funds from India

What is best way to get a check in US funds (preferably through SBI) which is to be mailed to US address later?
3
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0answers
86 views

how to get a fair exchange rate when cashing a check?

How do you get an exchange rate that is close to the fair market exchange rate when cashing a check in a foreign denomination? Banks seem to use their own fictional rates and claim they are fair, even ...
2
votes
1answer
3k views

How to tell if my check has magnetic ink?

I ordered checks from my financial institution, and I got back ones that looked like this: What struck me as odd was that the entire thing, including the bottom machine-readable part, seems like a ...
1
vote
2answers
486 views

Semantics of taxation for year-end money transferred by check

This is a follow up question to Income - Taxed on check date written or date deposited? I'm going to give a theoretical situation that has the possibly of becoming reality for me at the end of this ...
20
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1answer
4k views

Is income from a check taxed according to the date written or the date deposited?

Scenario Let's say I was given a check from an LLC on December 15 that was written to my LLC on that same day, and I cash it on January 15 the following year. Question Will I have to claim the ...
9
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3answers
5k views

Uncashed paycheck 13 years old

I recently found an uncashed paycheck issued 13 years ago in a suit I had not worn until recently. I went to the company’s bank and they refused to honor it even though the account is still good and ...
6
votes
1answer
190 views

A check I received was lost. My options?

I received a check for the security deposit of an apartment that I rented while working for a tutoring company in NYC (the apartment was owned by the company). Long story short, due to an unfortunate ...
4
votes
3answers
2k views

Is there any downside snapping a picture (or scanning a copy) of every check one writes vs. using a duplicate check?

Is there any downside snapping a picture (or scanning a copy) of every check when writing vs. using a duplicate check? Or is the picture/scan as valid as a duplicate if used later on as some evidence?
1
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1answer
63 views

Check (USD) or Wire Foreign

I am starting a few months job for an US company, but I am based in London. I will have a "vendor" role. I have been offered two options to get paid: Check or Wire Foreign. What would you recommend? ...
2
votes
4answers
41k views

Cashing a cheque on behalf of someone else

My friend has received a cheque for £35.30 but is very ill and unable to walk to a place where he can cash it. He has asked me to cash the cheque on his behalf but I don't know what the rules of this ...
2
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3answers
505 views

How to send money across borders physically and inexpensively, but not via cash?

I would like to transfer money from Argentina into Chile. Usually, within countries, there are safe ways of physically (i.e. without a SWIFT or other wire) and inexpensively transferring money ...
1
vote
1answer
121 views

Tried to deposit two cheques at an ATM, forgot one of the cheques

Realised just as the machine took the envelope that I was still holding the other cheque, but the deposit amounts that I typed into the ATM specify two cheques. Bank is closed so I took the other ...
13
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4answers
7k views

Is there a standard check format in the USA?

In the USA, do checks(also known as cheques in some parts of the world) have the same format across all banks and financial institutions? Adding on, is there a standard format followed across the ...
2
votes
2answers
224 views

How does one access liquid cash with a credit union checking account from a different state when no ATM of the bank is around and checks are rejected?

My brother recently moved to California and he needs to pay for gas and food for the next 1-3 days. He has a credit union account and credit card from our local credit union bank. His credit card ...
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1answer
3k views

Back of Check Images are Blank and not Endorsed

I write a monthly check to my condo board of directors' management company for unit dues. I mail the check out of state to Nevada as specified on the monthly payment coupon. Up until a few months ago, ...
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2answers
4k views

Cheapest way to create and send a cheque for US dollars from Britain to the US?

I live in the UK, and I'm currently working on publishing a book. I recently came to an arrangement with a US academic to republish one of his photographs for the book, and he has stated that he would ...
2
votes
2answers
647 views

Can I get expired rebate checks reissued or deposited?

There are a few Newegg rebate checks that I recently found, where I had forgotten to cash them and its been way past the usual validity printed on the check. I understand that honoring the 'valid ...
1
vote
3answers
42k views

How can I tell if a check has been deposited?

I found an old check in my drawer from two months ago and I can't remember whether or not I cashed it. I typically use digital deposit and don't usually void my checks when I've finished. I'm not ...
0
votes
3answers
10k views

My son has a check written out to him Can I cash into my Account?

My son has a check written out to him. I also have an account in the same Bank. I also have access to his account. Can I deposit the check in my account? My son lives in California