Questions tagged [check]
for questions related to a Check [spelled as Cheque in Asia, UK, and Canada] as a bank instrument to withdraw money.
406
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How do people know if there are sufficient funds available when accepting payment by check?
I don't know a lot about paper checks because I have never seen one, and I don't live in America.
Suppose person A gives person B a check for $100,000 in payment for something in a shop. How can B be ...
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Rent cheque was stolen from landlord - am I obligated to pay again?
I live in Quebec, and my rent cheque was stolen from my landlord as they travelled to the bank to deposit it. They've asked me to stop payment on the cheque, and provide them with a new one. The ...
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Do Americans really use checks that often?
That might sound a bit silly to people from USA but is it really that common to use checks in America?
I am from Austria and here (Austria, Germany, Switzerland) checks play practically no role in ...
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4
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Counterfeit checks were created for my account. How does this type of fraud work?
Two days ago, first thing in the morning I updated my quicken accounts and saw that my primary checking account had two unidentified checks totaling several thousand dollars, wiping out the account ...
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7
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Can't the account information on my checks be easily used for fraud?
My Bank of America checks contain my routing & account number, which I've used in the past to make purchases online, among other things. Anyone whom I pay with a check has this information. It ...
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What is the purpose of endorsing a check?
Why do you need to sign a check on the back when you deposit it to your account?
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11
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In the US, is it normal to not include an electronic way to pay rent?
A property manager requires rent to be paid using check. Is it normal that rent cannot be paid using electronic methods such as a credit/debit card, or a bank transfer, or Paypal, or anything ...
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To what extent is it worthwhile to report check fraud / refund scams?
I listed a car for sale on behalf of a 90 year old, and attracted scammers.
One has now sent me a "check" for $4000, for a $1500 car purchase. I'm supposed to deposit the check, then pay ...
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11
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Can I claim only part of the full amount of a check?
I received a long awaited check today (USA) written for $X. For complicated reasons (we had some dispute about how much was owed for what), I only want to accept $Y from this person for this service, ...
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4
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Accidentally cashed a check twice
I got a loan from a company, it was a paper check that i had received the check in April. I found the check today, un-signed, no void notes. I figured I hadn’t cashed it in considering it wasn’t even ...
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Insurance company sent me huge check instead of pharmacy. Now what?
I received a $20,000 check from my insurance company that was supposed to go to my specialty pharmacy. It's made out to me. Since it was obviously a mistake, I called the pharmacy, and they said to ...
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How to safely destroy (a large quantity of) valid checks?
A while ago I had my bank issue me new checks due to a change of name (I got married). However I still have many hundreds of checks with the out of date info (they're an online bank and issue about ...
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Are purchase orders obsolete, or do they have some benefit over credit cards?
I just learned of Purchase Orders, which sound like they are used for purchasing expensive things in B2B. For example, if you wanted to purchase a large factory machine for several $k:
I have only ...
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My landlord claims I didn't pay rent even though I can prove I did - What can I do? [closed]
I got a letter from my landlord saying I missed 3 month rent. The letter said if I do not pay those 3 month rent in cash, she will take me to the court and evict me. I paid rent every month and never ...
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How can I deal with a legitimate check received that is made out to my deceased wife's name?
My wife passed away on the 17th of November 2022. I just sold her car to Carvana. When I got home I noticed the check was made out to my wife ($4,000). We did not have a joint bank account. I do my ...
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Is there a limit on the dollar amount of a personal check?
Is there a limit on the dollar amount of a personal check?
user454
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Destroying Checks Scam?
I am afraid my brother-in-law is getting scammed again but cannot find any info on this present one. Apparently someone sends him checks that he is to destroy. Apparently this bunch amounts to about ...
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How does this scam work where a potential employer emails me the scan of a check to deposit?
Two weeks ago, my husband lost his job. We NEED money and I used to edit and proofread before my son was born. I put my resume on Indeed and was contacted by a Law office, Yasrebi Law out of ...
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Is this check safe to deposit?
About 5 years ago, I participated in an educational training program. Recently, they sent me an envelope with a check for $300 in the mail. There was no explanation attached. The check looks okay, has ...
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Is a check without cents in the spelling line valid?
I wrote a check for $450.00.
In the number box I put the amount $450.00 exactly. In the spelled number line I put Four Hundred and Fifty. I did not include the cents fraction in the spelling. Is the ...
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What happens if I deposit a check and forget to endorse it with my signature on the back?
What if I deposit a check into a Bank of America ATM but forget to endorse it with my signature on the back of the check?
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Why is "cheque cashing" a legitimate business?
There are many places around here, often co-located with pawn shops or payday-loan places, where they offer to "cash cheques" immediately, with some very high fee.
How does this get any business? ...
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Is income from a check taxed according to the date written or the date deposited?
Scenario
Let's say I was given a check from an LLC on December 15 that was written to my LLC on that same day, and I cash it on January 15 the following year.
Question
Will I have to claim the ...
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What's the difference between a certified check, a cashier's check, a money order, and a bank draft?
The question comes from reading this answer.
I've heard these terms used somewhat interchangeably, but I have no idea what the differences are.
What's the difference between a certified check, a ...
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I wrote a check with an unambiguous but casual written amount - why did the recipient's bank reject it for "invalid written amount"?
I wrote a check for 3495.00. For the written amount, I wrote "Thirty four ninety five and 00/100". When the recipient deposited the check, it was rejected due to "invalid written amount&...
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Will crossing out my ex-wife's name cause problems using my checks?
My ex-wife is no longer on my checking account, but I have still been using the checks with no problem. Her name is written below mine. I want to know if I take a marker and black out her name will ...
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Undated cheque was given by client but client asks me continually not to deposit it
I received a cheque 3 months ago, which my client gave me to start a project and there's no date on the cheque. My client told me to ask him before depositing the cheque. The cheque was advance ...
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Does a post-dated check have any *valid* use for delaying payment?
I was recently witness to a salesman claiming that a customer could post-date a check to guarantee their check would not be cashed before the item they just ordered was received.
I was under the ...
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Is this reply promising a money order and cashier check a scam?
Lately, I have been tied up with my moving soon, among others. I got a reply from my ad for moving sale at craigslist, the author of which claims to be currently living on the other side of Atlantic ...
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Mistakenly wrote "$" in the numeric section of check
When filling a check, I wrote the numeric value correctly. However, I wrote "$" before the numeric value (while the check itself has "$" symbol printed at the beginning of the ...
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4
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How to correct a mistake made when writing a check?
I think I know the answer to this, but I'm not sure, and it's a good question, so I'll ask:
What is the accepted/proper way to correct a mistake made on a check?
For instance, I imagine that in any ...
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What if I received a check with two different amounts written on it (words vs. number)?
I received a check personally written to me from a family member.
The family member that wrote & sent me the check wrote where you write out the amount of what the check is suppose to be for, in ...
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Cashing a check without a bank account
My parents are visiting the US from abroad and during their trip, their luggage was damaged beyond repair. We contacted the airline who has agreed to settle and will send a check to my address in the ...
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Should I give to charity by check or credit card?
I intend to donate some money to a major charity. I could donate online with a credit card, or by mail with a check. I'd like to choose the method that is less expensive for the charity, so that ...
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When can I be sure a questionable check has cleared?
Someone has sent me a check for $250 in payment for property damage they caused in a car accident. It would have been better if I had gotten a cashier's check or official check, but I'll have to make ...
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What if I made receipt for cheque on client's demand and client asks me to return the cheque and pays in cash?
My client gave me a cheque where I gave him the receipt for it's acknowledgement. Now my client tells me to return the cheque and is willing to pay with cash. How to edit the receipt or is there any ...
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Can I deposit a check into my account if it is not signed on the right hand side?
I have a check made out to me by my son but he did not sign the check on the right side. Can I deposit it into my account? I plan to endorse the check on the back.
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Why would the Bank not withdraw all of the money for the check amount I wrote?
I wrote a check for rent in the amount of $825. I watched my account to assure the funds would be gone so my checkbook was balanced. Then I saw WITHDRAWAL NSF #### in the amount of $825
But the weird ...
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Cashing a fishy cheque addressed to someone else
I agreed to cash a cheque for someone I don't really know. In hindsight, this was very stupid, but now I need to figure out how best to get out of this situation.
We both endorsed the cheque, it ...
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Is it possible to cash a check made to someone else's name? How to do so?
Is it possible to cash a check made to someone else's name? How to do so?
user454
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Uncashed lawsuit settlement check
My mom is 84 years old, and her memory is not so good. I just found a lawsuit settlement check from an attorney along with the settlement papers in her files. The check is for $24,000, drawn on an ...
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Is there something on a check (cheque) that determines what currency it is?
We're a US company. We got a check from a Canadian company and usually the check will say "USD" on it. Otherwise when we deposit it, the check will clear as CAD.
This check has no indicators on it....
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A merchant requests that checks be made out to "Cash". Should I be suspicious?
My barber accepts only cash or checks made out to "Cash".
Is there a likely legitimate reason she might want the checks made out to "Cash"? Or am I helping her hide her revenue from the IRS?
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What is the point of the line on a check?
It's typical to draw a long line after the written-out amount on a check:
One hundred twenty-three and 45/100 -----------------------
What does this accomplish? Without it, ...
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Is there a standard check format in the USA?
In the USA, do checks(also known as cheques in some parts of the world) have the same format across all banks and financial institutions?
Adding on, is there a standard format followed across the ...
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Any practical difference between "personal checks" and "business checks"?
I need to order checks for my LLC. I wrote maybe 5 paper checks last year (by hand, not printed). So it doesn't make sense for me to spend $30-40+ on "business checks" if I can spend $5-10 on "...
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Someone has my check: any risks?
Some time ago I found a room to rent in another city (via Craigslist). I talked with the lady renting out the room on the phone and after we made a deal I sent her a half of the month rent ($375). Not ...
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Why are the banks and their customers in the United States still using checks? [duplicate]
Some years ago, a friend of mine visited a US city, and went to a supermarket. Upon trying to pay with his credit card, the transaction failed, and the cashier asked if he could write out a check ...
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How do I sign over a check made out to two people?
I just received my security deposit refund for last year's apartment, and it's made out to both me and my roommate. Unfortunately we are now living far away from each other.
The check is made out to "...
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Checking system vs. SEPA and the like
My first question here was inspired by the massive load of questions labeled scam here, especially the once involving checks. If this is too broad or off topic in some way please let me know so I can ...
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