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Questions tagged [check]

for questions related to a Check [spelled as Cheque in Asia, UK, and Canada] as a bank instrument to withdraw money.

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0
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1answer
51 views

Is there any bank in Austria I can cash an USD check from US company? [on hold]

I have my Stock management company in US and they released 2 checks with tax refund in USD. I am not able to cash it in my home country as no one of the banks do check cashing in foreign currency. IS ...
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2answers
85 views

security considerations when mailing checks

I 've read in US forums that the IRS might mail you a check if you have a tax return. I 've also heard from expatriates living overseas who received such a check that they "simply" mailed it back to ...
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2answers
122 views

Check is made out to my business name and personal name - can i deposit it in personal?

I have received a check made out to My Business Name My Personal Name My Home address Formatted like that. Can I deposit it in my personal checking account? Thanks!
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0answers
43 views

International check in EUR

How long does it (usually) take to cash a check in the US from a bank in Italy, in Euros? It is from a big bank, Unicredit.
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0answers
38 views

Buying certified Canadian checks or money orders online from the US?

I live in the US and I need to send an application to a consulate in Canada. The consulate only accepts certified checks or money orders issued by Canadian institutions in Canadian dollars and cannot ...
1
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1answer
163 views

What do I do if someone forges my check

Someone recently forged my signature and used that to withdraw money from my account. I already called the bank (Chase) and they put a restriction on that account and open a new account for me. They ...
0
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1answer
169 views

Am I legally obligated to destroy or void a check?

I received a check for 9 cents from a major bank for an overpayment (as a result of setting up automatic electronic payments and not wanting to send an extra one time payment of 9 cents at the end). I ...
1
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1answer
133 views

How do Money Service Businesses (cheque cashing places, Money Tree, etc) actually cash cheques?

I understand a paper cheque ("check" en-US) is essentially a type of legally enforceable contract. The writing on the cheque essentially says: "I, Mr. Moneybags will pay £500 to Mr. John Smith. I ...
1
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3answers
238 views

How to write a non-transferable check for sending in the mail?

I want to write a check in the US, to be sent to the recipient via standard mail (USPS). What (and where) do I need to write on the check (in addition to the standard recipient name, $ amount, date ...
42
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4answers
5k views

To what extent is it worthwhile to report check fraud / refund scams?

I listed a car for sale on behalf of a 90 year old, and attracted scammers. One has now sent me a "check" for $4000, for a $1500 car purchase. I'm supposed to deposit the check, then pay the tow ...
1
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2answers
444 views

Accept a check on my behalf in USA, and then transfer the money to me in Europe

I live in Europe, and I work with a client from USA. Currently he is only able to pay via check, so now I am looking for some way to get paid. Best way would be to have a relative or a close friend ...
1
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1answer
98 views

how to do 3rd party endorsement

I have received a check from the US department of treasury and I'd like to endorse it over to my daughter. On the back of the check where I endorse it above it has pretyped message from department. ...
1
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0answers
72 views

Town and out-of-town cheques: where are both payable?

In the term database of the Government of Canada, the definition is provided for an out-of-town cheque: A check [drawn] on a bank which is located outside the territory of the clearing house with ...
10
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5answers
3k views

If a check is written for bill, but account number is not mentioned on memo line, is it still processed?

On some of the bills I've seen mentions to add account number on check's memo line, but on others - no mention. Hence's this question. For the sake of example, suppose I've got bill from internet ...
3
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0answers
63 views

HCE Excess Refund on 401k Plan

This year, I received a letter from the company I worked for notifying me that they did not pass the 401k non discrimination test. As a highly-compensated employee, I received an excess refund check ...
0
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1answer
71 views

Cashing Foreign checks [duplicate]

My brother is sending me a check from Germany. Can I cash that foreign check at any United State Bank? I have tried to research all the possibilities.
2
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3answers
202 views

Other ways besides USPS/FedEx/etc to deposit LARGE checks into online banks?

Mobile Deposit is great and all, but most mobile apps have pretty low deposit limits. Even though Ally's limit is high ($50,000), checks can of course be higher. Thus, what's the alternative to ...
3
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3answers
299 views

Can a bank not honor the full amount of a check drawn on their customers accounts?

A local bank, which my employer uses for payroll, is about to institute a policy where they will charge non-customers of the bank a $5 fee to cash a check drawn on one of their own customer's accounts....
3
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0answers
163 views

Cashier checks purchased in the 80's at a bank that is now closed - the State Treasury Dept can't find them

My dad who is deceased purchased cashier checks in the 80's and the bank has since closed. I reached out to the States unclaimed property; they found several checks but there are a few left that they ...
5
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3answers
2k views

Why do banks have daily deposit limits for check deposits with app?

I have a bunch of accounts at Fidelity and use their app to deposit checks on my phone. Each account has a daily deposit limit that is based on a number of factors, but the most important appears to ...
58
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4answers
14k views

Counterfeit checks were created for my account. How does this type of fraud work?

Two days ago, first thing in the morning I updated my quicken accounts and saw that my primary checking account had two unidentified checks totaling several thousand dollars, wiping out the account ...
34
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20answers
13k views

How to safely destroy (a large quantity of) valid checks?

A while ago I had my bank issue me new checks due to a change of name (I got married). However I still have many hundreds of checks with the out of date info (they're an online bank and issue about ...
7
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3answers
38k views

Can my significant other deposit a check made out to me?

We share a bank account; if the check is made out to me personally, can I have my other half run it to the ATM while I'm at work? Also, is it legal to do so?
3
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1answer
194 views

Depositing check with blank legal line at Bank of America

Someone wrote me a check but left the legal line (i.e., the line where the check amount is spelled out with words) blank. I tried to deposit it at the counter at my local Bank of America, and the ...
-2
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3answers
648 views

Physical Checks - Mailing

I am about to mail a check directly to a financial institution in the USA where the receiver holds an account, so that the money from the check can be deposited into the receiver's account. However, ...
38
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4answers
21k views

Accidentally cashed a check twice

I got a loan from a company, it was a paper check that i had received the check in April. I found the check today, un-signed, no void notes. I figured I hadn’t cashed it in considering it wasn’t even ...
4
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2answers
837 views

found a 1994 uncashed profit sharing retirement plan check

I found an old un-cashed check dated 1994 for $487 from my Xerox Retirement plan with no expiration date. Can I still cash it?
1
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0answers
67 views

IRS federal refund paper check [duplicate]

I worked in the US this summer and I received a paper check from tax returns on my address in the US. But I live in Europe now, and I don't have an American debit card. Can a friend of mine who has ...
1
vote
2answers
1k views

Bank account got shut down for fraud from my sugar daddy? [duplicate]

I recently met some sugar daddy and gave him my bank username and password for him to deposit money into my account. I had about 9.00$ in my account and he tried depositing 800$, then next day I tried ...
4
votes
1answer
141 views

How to handle stolen check with unhelpful issuer

Someone stole a check from me and received my money. The check was from a large company, and they aren't interested in assisting me in resolving the issue. I don't know who stole the check. Is there ...
5
votes
1answer
183 views

Automatic check reader error: How common?

I sent a check to my credit card company for $1234. The automatic check reader there read it incorrectly as $12.34, which was the amount that was paid and also what was cleared from my bank. I looked ...
1
vote
1answer
92 views

Cheap payment processing options apart from credit card [closed]

I receive check payments from some customers who mail it to me. Recently, some priority mail express packages have had to be redelivered or lost. Yes, they do lose mail! I spoke to a local mailman who ...
2
votes
1answer
159 views

Must I void or destroy a check after using its check number online?

The online banking system I use to pay my car loans requires checking account number, routing number, and a check number. If I use a check number from a real check in my checkbook, should I then void ...
1
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0answers
166 views

How can I convince my bank to accept deposits without my signature?

My credit union doesn't accept any check deposits without signature endorsement from the recipient. I have a joint savings account with my spouse. They do not accept checks made out to both me and my ...
21
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7answers
257k views

What happens if I deposit a check and forget to endorse it with my signature on the back?

What if I deposit a check into a Bank of America ATM but forget to endorse it with my signature on the back of the check?
1
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2answers
172 views

Mistakenly wrote “dollars” in dollars section of check

When filling a check, I wrote the alphabetic value correctly. However, I wrote "dollars" at its end (while it itself has this word). Should I cross it out? Ignore it? Or rewrite the check?
4
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4answers
490 views

Why, in case of a check scam, am I the responsible one and not the bank?

I simply do not understand why in a check scam it is the individual who deposits the check in a bank who is the one responsible, rather than the bank that accepted the check. Isn't a bank in better ...
0
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1answer
6k views

Is there any law prohibiting the use of a home made check?

Are there any laws prohibiting the use of home made checks, or must I always use a bank created check. Is there a legal directive I can reference?
11
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4answers
24k views
0
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1answer
107 views

I am missing one cent [duplicate]

What if I wrote 2 cheques for 151.53, therefore a total of 303.06$ will be due. and I have 303.05$ in the bank? Will one cheque bounce? Can I just change the decimal of one cheque to be 151.52 and ...
5
votes
2answers
10k views

Two names on US tax refund, filed as 'single'

I received my US federal tax return earlier this month. When I first looked at the check, I noticed it had a % symbol, followed by my mother's name on the line below the one with my name. It looks ...
0
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0answers
110 views

Can I cash a personal check against my business account?

Can I cash a check made payable to me personally through my business checking account? I'm a sole proprietor in Washington state (U.S.).
7
votes
4answers
618 views

Do I have to sign a check with “For Deposit Only” and Account number?

My business processes a lot of checks and I was thinking about ordering one of those For Deposit Only stamps. If I get it to say with account number: "FOR DEPOSIT ONLY 00000000" Is that enough? ...
3
votes
3answers
256 views

Canada cheque cashing fiasco

Landlord had me mail checks to his business in business name. They were cashed. He now tells me he gave me wrong address and I need to give him the money. I already had the money taken from.account. ...
7
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6answers
4k views

Why do people still write checks as payments in stores?

Why do we still see (edit: in the US) some people (especially the elderly) still pay with checks in stores, even when the amount isn't too large for a debit card? Here are the disadvantages I can ...
3
votes
1answer
216 views

How can I make the cheque for my bank account closing balance usable by someone else?

When closing my UK bank account and moving abroad, I got a cheque from my building society that states Pay MR F M ANAPHORY *********** The Sum of (Not exceeding ten thousand pounds unless ...
3
votes
2answers
384 views

Is it more difficult to reverse a fraudulent check if it is cashed at a check-cashing service rather than deposited at a bank?

Say that someone gets ahold of my checking information and writes a fraudulent check from my account. Then they cash it at a check cashing store. I notice a week or so later, call my bank, and report ...
2
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3answers
184 views

The alternatives to checks, credit cards, and cash, for transactions

So personally I pretty much just use a credit/debit card for most purchases, but cash is not uncommon, and checks are often used for paying rent to landlords or some small businesses. Then there are ...
0
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1answer
57 views

Is E13B MICR font necessary for printing custom designed checks?

Wikipedia states: Although compliance with MICR standards is voluntary in the United States, their use with cheques is almost universal. So it's voluntary. I'm wondering if this means you could ...
3
votes
1answer
201 views

If/how check security features really prevent against fraud

So I buy "blank check stock", or security-enhanced thick paper for printing checks. I then print a check with the appropriate MICR font at the bottom space, and put all the other relevant info on the ...