Questions tagged [car]

Purchasing new or used cars, getting car loans, down payments for cars, refinancing car loans, and car insurance.

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15
votes
3answers
2k views

How do I sell my car?

I've decided to sell my car. The bluebook website estimates I can sell it for X dollars. How do I actually sell it? (and get as close to X dollars as possible) Just fyi I live in a large city in ...
62
votes
7answers
102k views

What is the best way to accept payment when selling a used car?

I plan on selling a used car via Craigslist, and I hope to get between $4-5K for it. I don't want to take a check from a stranger, but I'm concerned that no one will be willing to show up at my house ...
5
votes
5answers
9k views

How can I determine how much my car insurance will cost me?

I'm 25 and I've been rear-ended once when I was 16 or 17. I've never been in any other accidents or had any speeding tickets. I am currently on my mothers insurance and driving her car. I will be ...
9
votes
9answers
18k views

Why do 10 year-old luxury cars lose so much value?

I'm looking at Kelly Blue Book values for top business class sedans and they depreciate like crazy. For example: BMW 7 2010 : $82,000 - $137,000 BMW 7 2001 : $11,500 - $15,050 ...
12
votes
6answers
4k views

How much of a down payment for a car should I save before purchasing it?

I am thinking about getting a new or used car from a local dealer in town. I have worked and saved some money to use as a down payment for it. Some people have told me that I should save nearly all ...
21
votes
5answers
776 views

How can I tell if buying a cheaper car will end up costing me more?

Cars can be very expensive, so it seems like a good place to save money. However, I worry that getting a car that is too cheap, especially if buying used, may end up costing me more in maintenance, ...
2
votes
3answers
467 views

What's the best time of a year to buy a car or a house in Canada?

Are there any months where car or house prices usually drop in Canada? Is the difference noticeable enough to justify the waiting?
7
votes
4answers
2k views

How to decide whether to replace or repair?

My car has apparently has a blown head gasket... The options at this point are basically: put $5k into an 8 year old car with 120k mi that is otherwise in good shape (with a 2 year warranty on the ...
23
votes
8answers
14k views

How do I know when I am financially stable/ready to move out on my own?

Some background information: I'm 23 and living at home. I have a good full time job as a web programmer that I've been at for over one year. It includes benefits and 401K (which after one year I ...
8
votes
2answers
3k views

What are your thoughts on Dave Ramsey's “Drive Free, Retire Rich” idea?

Aside from the horribly optimistic interest rate projections in the "Drive Free, Retire Rich" video, is this a plausible way to deal with auto expenses over one's lifetime? The basic plan is: get ...
6
votes
1answer
2k views

I'm halfway through a 5-year purchase financing deal on my car. It's expensive. Can I sell it and get a cheaper car?

How would I do that? Wouldn't know where to start. My financing is with a major bank and I think my rate is pretty low. Are there likely penalties?
8
votes
3answers
1k views

What is the best option for an occasional driver in the USA?

I never had a car before, but I'm starting to feel the need of having one. Fortunately, I can bike to work, and would only use the car on weekends (and very occasionally on weekdays). Additionally, I'...
68
votes
4answers
9k views

What are some tips for getting the upper hand in car price negotiations?

My family wheels are pushing 200K miles and lights are starting to come on, noises are starting to come out, and I want to investigate a newer car before I sink money into repairing mine. What are ...
11
votes
11answers
892 views

What is a good way to save money on car expenses?

What are good ways to save on maintenance/fuel and prolong the life of a car?
9
votes
6answers
664 views

What's the best way to get cash for an old car?

If I am not going to trade in my car what are other good options to convert it into cash?
8
votes
4answers
634 views

How can I save money on car insurance?

What are some of the easy or not-so-easy ways to save money on car insurance?
3
votes
1answer
2k views

Is it possible to lease a car in Canada as a non-resident?

I'm a non resident of Canada, living in Vancouver, BC, Canada - what are the rules, regs and issues in leasing a car - is it even possible?
32
votes
8answers
5k views

I'm thinking of getting a new car … why shouldn't I LEASE one?

Why is leasing a car a bad idea?