Questions tagged [bank-account]
A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked
60
questions
5
votes
1answer
2k views
Why does my checking/savings account offer a higher interest rate than a standalone savings account?
I have a bank account with checking and savings bundled together; if I make enough purchases with my debit card, I earn a higher interest rate on the savings. Today I decided to look at other types of ...
4
votes
2answers
138 views
single member LLC banking, do you have to open a “business account” or can you open a dedicated “personal account”
I have a single member LLC and was wondering about regulations around what banks advertise as "business account" vs "personal account". Do you have to open a business bank account ...
4
votes
1answer
2k views
Can I have more than one current account
Is it possible to open more than one current account in the UK? and how will this affect my credit score.
I only say this as there are current accounts that pay 3% interest on balances - which would ...
4
votes
1answer
33k views
BoA Closed my Accounts and Froze my Funds. How can I get money back besides cashier's check?
Earlier this week I had tried to buy food with my debit card but the transaction was declined. I immediately contacted my bank (BoA) and was told there was a note left with a number to call. I called ...
3
votes
1answer
163 views
Bank accounts that do not get overdrawn
Are there any banks (in the US) that do not have an overdraft facility? That is, an account which cannot have a negative balance and they simply reject/decline transactions that would take the account ...
2
votes
1answer
2k views
ACH data for Deutsche Bank, Germany?
For an international ACH transfer as part of the e-gold claims process, I need to specify in an online form:
Financial Institution Name
Financial Institution Address
Financial Institution City
...
2
votes
1answer
61 views
How should get my PPF fixed
I opened (first) PPF account in Union Bank of India at City X-branch (I live in city-Y which is away from city-X by almost 3 hour travel by railways) where my dad used to work. Now he is retired so am ...
2
votes
1answer
3k views
How to trace a failed SEPA bank transfer
A UK bank initiated a transfer for a client of mine to my own account. The wire was in EUR and my account is an IBAN EUR account. 7 days passed and the money are not with me. They did not return to ...
1
vote
1answer
137 views
Is there any kind/type of bank accounts that does not show me the transaction history of my account? [closed]
I need to have a bank account for my NGO that can be accessible by anyone. In order to do that I will share my credentials. My problem is, I need no one to be able to see the transaction history of ...
1
vote
2answers
497 views
Deposit Reclassification
My last statement from a given bank contained the following notice:
Deposit Reclassification: Under federal law, the Bank is required to classify our deposits a certain way for regulatory banking ...
