Questions tagged [bank-account]

A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked

22 questions with no upvoted or accepted answers
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6
votes
1answer
161 views

Is there a general way to prevent fraudulent bank accounts from being opened in your name in Canada?

In the wake of the Desjardins data leak, several of my friends have become aware of fraudulent bank accounts (not credit accounts or lines of credit, to the best of my understanding) being opened in ...
4
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0answers
116 views

Used an incorrect SWIFT code for transfer. Will money return or still go through?

I made an international transfer from my bank in Italy to the U.S. The recipient account number and routing number were correct including the address, but I mistakenly used the SWIFT code of the U.S. ...
2
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1answer
68 views

How exactly does AER work?

I am planning on opening a savings account and will be putting a fraction of my monthly salary into it, around £1000 each month. To calculate the interest generated, as the total in the account ...
2
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0answers
366 views

No provision for beneficiary at HSBC

Background: My wife and I live in California (if that matters) and have a living trust. My wife and I recently opened an online savings account at HSBC. APY is 2.01 which was the motivation. HSBC ...
2
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0answers
269 views

What is the equivalent of a nominee system in US banks?

If I want to ensure that my bank account funds are transferred to my parents, who live in India, (I would assume through some legal proceedings) in my absence, is there any method to nominate them ...
2
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0answers
150 views

What are the requirements to set up a Deutsche Bank account?

I'm 17 and would like to move to Germany when I graduate high school in the US to study there. I will be visiting friends in Berlin this Christmas to scout out universities and possible living ...
2
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0answers
69 views

How can I open a bank account in Spain with an EU (Hungarian) passport

I am an EU citizen (Hungarian) and would like to open a bank account in Spain. Question: Is it enough to show my EU passport or do they require anything else? Do I need to show proof of a spanish ...
2
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0answers
146 views

Being in the US as a European citizen, trying to open an account in Europe

I am currently in the US, as a European citizen, but planning to travel to Europe soon. I am looking to open an account in Europe before leaving the US, so I can wire some money before I leave the US ...
2
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0answers
2k views

Open bank account at Charles Schwab without social security number?

The U.S. brokerage and bank Charles Schwab requires a social security number to open an account. You have a social security number but your spouse doesn't. Both want to have bank accounts at Charles ...
2
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0answers
98 views

Can my national Bank use a IRS refund deposit to reopen a inactive account and then use the money to pay on a charged off mortgage

My accountant accidentally deposited my IRS refund in to a old inactive bank account. The bank reopened the account and used the deposit to pay on a. Charged off mortgage. Can they do this
2
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0answers
215 views

Foreigner wishes to open a US bank account

My mother-in-law has had bank accounts in the US for many years. She has a social security number but she is too frail to travel here. My wife has Power of Atty. giving her specific powers to open a ...
2
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0answers
70 views

Nonresident Travel Money (Card or Bank Account) Solution with Emergency Cash Feature in Euros?

I'm from the new EU so my country's banks are not that advanced that they can offer me this feature. So this will be a nonresident account for travel money. The solution I am looking for is like AMEX'...
1
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1answer
55 views

What is Money multiplier deposit or MMD?

What is money multiplier deposit or MMD? How it works in Indian bank?
1
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0answers
52 views

Israeli bank account statement terminology

I have an account with Bank Leumi in Israel. Said bank provides me with account statements that look like this: Date Description ReferenceNumber Debit 01/03/19 DIRECT TRANS 1FEE 1 1.65 01/03/19 MIN ...
1
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0answers
66 views

Issue with Debit Card Payment But My Bank Says There's No Problem

I have had some curious but unpleasant experience with my debit card and want to know if someone's familiar with the problem. Basically, I got my VISA debit card from the UAE but lives in the US at ...
1
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0answers
2k views

Danger of criminals having your checking or savings account number

This question is in relation to the recent Equifax breach: I'm less concerned about my credit card number being out there. That gets stolen and used by thieves on average at least twice a year. I've ...
1
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0answers
4k views

How to transfer funds online from a Canadian CIBC account to RBC instantly?

I thought Interac transfer is instant but my mom wants to send me money from her CIBC account but she said it takes 2-3 business days? What method can be used to transfer from a CIBC checking to a ...
1
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0answers
747 views

How can I open a Canadian bank account from within the US? I am a Canadian citizen residing in the US

Can I open a Canadian bank account from within the US? I am Canadian citizen residing in the US for many years. I would rather not travel to Canada just to open a bank account if possible. Does ...
0
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0answers
82 views

Why wasn't my wire transfer delivered to my client's account in Turkey?

I was told initially that an international wire transfer normally takes 2 to 3 business days to deliver to my client in Turkey, but it has been more than 10 days now since I made the transfer and I ...
0
votes
1answer
89 views

L1 Visa US to India (and vice versa) transaction tax implications for Wire transfer and Cryptocurrencies?

My brother is moving to the United States with an L1 visa. What would be the tax implications for me and for my brother in the following scenario 1- I send $3000 as outward remittance to his account ...
0
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0answers
578 views

Opening Business Bank Account in Europe

I have an online travel agency in USA and I want to open a business account in Europe to reach out to European customers. As an owner, I am not a resident of Europe. I appreciate if someone direct me ...
-1
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0answers
74 views

Awaiting a check reversal

Recently, I deposited a check in my account mistakenly (having already deposited it’s few months prior ). After talking to the bank, they said that the check would be reversed and the money would be ...