Questions tagged [bank-account]

A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked

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82 views

Hi, what can happen if someone transferred money from his offshore account into my account and I used some of the money?

I am an South African citizen. My ex husband transferred around 250 000(rands, local currency) in December 2019 from his offshore account to prevent his divorcing wife to claim the money through the ...
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52 views

monzo or revolut for exchange rate? [closed]

I am currently in Sweden and I have to spend around £4,000 in the near future. I have both revolut and monzo, which one generally gives the best exchange rate? (What's tricky for me is that sometimes ...
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117 views

Chase closed my account and is asking me to confirm the validity of my deposits. How can they do this?

Chase closed my checking account without any explanation at the end of August. When I contacted my branch in person, they were told over the phone from the main offices that I would receive a check of ...
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39 views

When sending money within the US does the name have to match the account and routing numbers?

If I provide an organisation in the US with the correct US account number and routing number, but they send the payment with an incorrect name, will I receive the money? Note: I asked a similar but ...
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1answer
95 views

What to do now that “my” bank has finally removed the last bit of access to its alleged customers? [duplicate]

For a long time now, "my" bank (Nordea, in Sweden) has announced that it's removing what they used to call "simplified login". This "simplified login" actually meant &...
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1answer
221 views

My sugar daddy is threatening to get me in trouble because he has my ssn and all my personal information is this even possible if so what do I do [duplicate]

We exchanged phone numbers and all personal information and If I don’t give him what he wants he said he could get me in major trouble what do I do I can’t keep doing this? How do I know if this is ...
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0answers
55 views

Why does my bank wants me to send them a W-8BEN if I live in the US?

I have a bank account in Bank of America and they are adamant that I should send file a W-8BEN, even if I live in the US and I am taxable in the US. I already told them about that but they keep ...
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2answers
484 views

How is it secure to allow withdrawals from my bank by just giving an account number to a financial institution?

To pay my credit card, I just need to enter my bank routing and account number. (US institutions.) That's it. How is that secure? Anyone could enter my bank number and so withdraw my money.
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2answers
310 views

A man asked for my username, password, account number and routing number. Do I need to be worried? [closed]

A man wants to transfer money to my Green Dot debit card. He asked for my username, password, account number and routing number. However, there is no money in the account. Should I still be worried?
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1answer
159 views

Lost Deposit. Which bank is responsible? [closed]

I'm currently dealing with a clusterF around a deposit that was credited to the wrong bank account. Neither bank has the target account number where the deposit was credited. Both banks pointing ...
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0answers
11k views

Payment from Wells Fargo Customer Remediation to compensate for fraud hold, but I didn't have an account

I received an unexpected $150 check from Wells Fargo. The accompanying letter said they conducted a review of holds that were placed on consumer deposit accounts due to suspected fraud. Their research ...
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3answers
2k views

Depositing a check with both wife's and my name into my sole account

Not thinking, I deposited a check written out to both my wife and me into my sole account. The check seems to have cleared and it has been a few days since then. The check said "and" between ...
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1answer
82 views

How to reconcile a checking account against bank statements?

My first thought on this matter, is that if the balance is off by a certain amount, one or more missing transaction should add (withdrawl or deposit) to the missing amount. The software I am using for ...
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1answer
602 views

A stranger told me he would give me a weekly allowance. Is that a scam?

A stranger told me he would give me a weekly allowance if I gave him my bank name, account number and routing number. Is that a scam?
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1answer
120 views

Wiill banks refuse my application for a current account if I don't pay a salary in?

I want to apply for a second current account to put funds into and also for some perks that they have (I don't want any interest due to religious reasons). But my salary will not be going into this ...
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1answer
42 views

What's the point of filing the FBAR in addition to one's US tax returns, which include Form 8938 (“Statement of Specified Foreign Financial Assets”)?

What's the point of filing the FBAR (FinCEN form 114) in addition to one's US tax returns, which include Form 8938 ("Statement of Specified Foreign Financial Assets")? FBAR seems to contain ...
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1answer
439 views

Will I get in trouble for sending money to an account specified by my sugar daddy? [duplicate]

I met a guy on an app and we talked for about a couple of weeks. Then, he asked if he could help me with my bills and I said yes. However, he wanted information on my bank account, so I gave him my ...
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1answer
1k views

Can I withdraw EDD funds without the account number?

I have money issued from the Employment Development Department (EDD), but I don't have the Bank of America EDD Debit Card yet. Can I use my ID to go into the bank and withdraw money even if I don't ...
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1answer
62 views

Is there a convention about how to make it easy or accessible for customers transfer money to an overseas bank account by email?

I don't reside in Israel and I don't have a business associated with the Israeli tax authorities but I have an online business aimed primarily to Hebrew speakers which the vast majority of them reside ...
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4answers
7k views

Possible customer wants me to handle payment to another contractor. Is this a scam or not?

I'm going to do some possible contract work in my field and I've had an offer for some work I found through a reputable venue. However, that venue doesn't handle payments or anything like that. I seem ...
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1answer
92 views

Landlord wants etransfer and claims he did not receive cheque in the mail

I want to stop a rent cheque that i mailed to my landlord 13 days ago and he claims he did not receive it and that I must send him an etransfer immediately now? How long does the process take when I ...
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1answer
155 views

Can I keep a German Bank account as non-resident

Last year (2019) I(non-european) did an exchange in Aachen, Germany (for 1 year) and had to open a bank account in Germany. I left it open on purpose when I left (around October) because I had an ...
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2answers
84 views

Should I tell my broker representative my bank routing and account number?

I am trying to add my bank account to my brokerage account via their web interface. It is not working because I have a non-traditional phone number as my contact number, and the webpage refuses to ...
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1answer
178 views

Is it possible to steal money from an account/card by knowing only the card number and PIN?

I have an ATM card, it is a local bank issued card without any international payment service like Visa, MasterCard or such. If someone knows only the 16 numbers on the card and the PIN (and also ...
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0answers
69 views

Why would a major bank not accept opening new accounts during the Covid-19 pandemic?

I'm in the United Kingdom and asked HSBC about opening a joint bank account with my partner as we're in the process of purchasing a house and wanted one for mortgage payments and household bills. We ...
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2answers
87 views

Can paypal transfer to bank?

When you purchase an item through PayPal that is linked to your bank account when PayPal received a refund does the refund automatically transfer from your PayPal account into your linked bank account?...
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0answers
73 views

Investment (long-term) plan for an expat [closed]

I want to open an ISA in the UK with Vanguard, however I'm not thinking in staying in this country for the long term (maximum another two/two-and-a-half years). This makes me thing that probably it's ...
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1answer
209 views

Advice to help a friend out with her finances [duplicate]

A lady friend overseas at the moment, got robbed the other day. And asked for my acct info to make deposits into my acct and me withdraw them out and moneygram them back to her...is it safe?
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2answers
195 views

GnuCash Transaction Import Assistant - Loading Bank Statements

Confused about setting up GnuCash file using the Transaction Import Assistant to load Bank Statements. Is there a GnuCash quickstart tutorial to cover this? Expecting to load the statements and the ...
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0answers
65 views

Is there any way for a non-US person to get a US-based bank account? [duplicate]

I live in the EU. After signing up with various brokers across the pond, I noticed that some have decent low-cost deposit/ withdrawal fees, while others' are abnormally high. For instance, ...
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3answers
294 views

I shared my bank account number and my name, can they drain my account?

I shared my bank account number and my name with my gmail info with an online trading company. Do I need to worry? Can they drain my bank account?
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How is Deutsche Bank's vermögung service ROBIN?

I have been searching for different possibilities to invest in the markets for long term holding and trading. I do not intend to do leverage based trading and working with leveraged ETF's is not in my ...
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0answers
47 views

Need to open / operate a NZD (New Zealand Dollar) account as a non-resident (from Australia) [closed]

I'm resident in Australia, and do a large number of small transactions with New Zealand customers. Currently I charge in AUD via PayPal, but some customers send me direct AUD bank transfers (which ...
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1answer
397 views

What to do if a bank refuses to close my account?

I have opened a bank account in Ireland. I recently moved to another country and I wanted to transfer the funds to a new bank in the new country and close the Irish bank account. I don't have any ...
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0answers
139 views

What does Turbotax mean by “This account did not have income, deductions, or credits associated with it in [year]”?

I use Turbotax to prepare my taxes in the United States. When declaring foreign financial account, Turbotax asks: What does Turbotax mean by "This account did not have income, deductions, or ...
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1answer
501 views

Scammer gave me their banking info. What can go wrong? [duplicate]

I see would-be scammers all over the place trying to get my personal info. You know, they want to be generous and pay off my debt or be my sugar momma. They're all so terribly obvious. But a would-be ...
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0answers
47 views

french citizen living and paying tax in Germany : taxes applied to owned French bank accounts?

I am french citizen, but living and working in Germany. I pay taxes in Germany. I have with a French bank a "livret development durable" ("sustainable development bank account") on which interests are ...
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2answers
120 views

Can I cash a share account at a Federal Credit Union?

What is a share account? I keep getting a note every quarter from a FCU that names a quantity of shares, not dollars. What does this mean, and can I cash these shares? If yes, what do I need to do and ...
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0answers
111 views

Transferring money from HSBC UK to TD Bank in Canada

Lets say I want to transfer money to Canada from UK. HSBC-UK asks me to to enter the following information Payee account number Payments Canada Routing number Bank Name Now the question : Should "...
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2answers
187 views

How to obtain info about really old bank account

I recently bought a very old book in an antique book store. The book was printed before 1850 (I don’t want to reveal the exact year). I found on the internet that the same book sold for 10 times ...
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1answer
172 views

Involuntary Account Closure due to Suspicious Activity (AKA BTC transactions)…When will I receive the funds from account closure?

I've been banking with U.S. Bank for about a year and a half. Around the beginning of January, I noticed some strange activity as it pertained to my U.S. Bank checking account. I often utilize Zelle ...
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6answers
6k views

Is there a fee to be paid to reactivate a bank account of an American citizen?

I'm a South African and was listed as beneficiary of a fund from an American citizen. I've received correspondence that the account which the fund was paid into has been inactive for a very long time ...
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1answer
290 views

how can I travel to to open a US bank account as an EU tourist?

Am a German citizen and I would like to open a checking account in USA, no matter which bank, important is the fact that I can have a Zelle service and that I actually can handle to manage the account ...
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2answers
250 views

Open Money Transfer card in my name for family member's debt

My sister and brother in law have a single joint bank account with an arranged overdraft of £3,000 and they are, for all intents and purposes, maxed out on it. This means they are incurring charges of ...
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2answers
142 views

Purchase/money/allowance management for teenagers

I have two kids older than 13 but younger than 18. One is 16+. As they start making their own purchasing decisions, I'm trying to set things up to be convenient for everyone. My current problems are: ...
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6answers
9k views

How can I force a bank to close my account with them?

I'm trying to close a US bank account and they won't take my no for an answer. I've called many times and they say something like "we're confident that you'll want to come back, and you have our word ...
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1answer
64 views

Paying bills by bank account

I paid the bill by bank account on nov.11. It has been 4 days but the payment wasn't recorded on checking acc yet. Should i call the bank or wait a few more days?
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1answer
77 views

Choosing a Trust Bank/Investment Account

Not that it matters for this question, but for people following my life story :), this is a follow up to this question: Options for Protecting Inheritance Before Death? So we have created an income-...
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2answers
1k views

Check is made out to my business name and personal name - can i deposit it in personal?

I have received a check made out to My Business Name My Personal Name My Home address Formatted like that. Can I deposit it in my personal checking account? Thanks!
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2answers
227 views

Can an non US citizen/non resident open an US bank account for his LLC with a tourist Visa?

I'm starting an ecommerce business from my origin country and I will sell products in the USA . I need to open an US bank account in my business name. I already have an LLC and I need to know is it ...

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