Questions tagged [bank-account]

A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked

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Consequences of small bank debt in EU as citizen of another country

I have a bank account in France that I created when I lived there about 10-8 years ago. A year ago this account started charging a monthly fee that didn't exist before, and then I started trying to ...
gsmafra's user avatar
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Payment from Wells Fargo Customer Remediation to compensate for fraud hold, but I didn't have an account

I received an unexpected $150 check from Wells Fargo. The accompanying letter said they conducted a review of holds that were placed on consumer deposit accounts due to suspected fraud. Their research ...
nebulopathy's user avatar
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Open bank account at Charles Schwab without social security number?

The U.S. brokerage and bank Charles Schwab requires a social security number to open an account. You have a social security number but your spouse doesn't. Both want to have bank accounts at Charles ...
Make Mark's user avatar
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3 votes
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263 views

Transferring money from HSBC UK to TD Bank in Canada

Lets say I want to transfer money to Canada from UK. HSBC-UK asks me to to enter the following information Payee account number Payments Canada Routing number Bank Name Now the question : Should "...
MHOOS's user avatar
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1 answer
235 views

How exactly does AER work?

I am planning on opening a savings account and will be putting a fraction of my monthly salary into it, around £1000 each month. To calculate the interest generated, as the total in the account ...
Raam Songara's user avatar
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0 answers
77 views

German mobile phone numbers for ING-DiBa internet banking log-in

I have opened a girokonto with ING-DiBa when I was living in Germany. I have left Germany but I am still using the girokonto. Some time in 2023, they asked me to enter a German mobile phone number for ...
user97746's user avatar
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684 views

Why does my bank wants me to send them a W-8BEN if I live in the US?

I have a bank account in Bank of America and they are adamant that I should send file a W-8BEN, even if I live in the US and I am taxable in the US. I already told them about that but they keep ...
Gabriel Diego's user avatar
2 votes
1 answer
146 views

HUF Account India

We have a HUF (Hindu Undivided Family) account in a Govt Bank. My father is "Karta" of this account and me being his son is also a member. So, can I ask my employer (from part time job) to ...
paul's user avatar
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Italian bank will not freeze/close dead mother's account

This is a brief overview of what happened, there are complicated details, this is just the highlights. My mother-in-law died 4 years ago. She was an Italian citizen (born in the UK but lived in Italy ...
Recycled Steel's user avatar
2 votes
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1k views

What is the equivalent of a nominee system in US banks?

If I want to ensure that my bank account funds are transferred to my parents, who live in India, (I would assume through some legal proceedings) in my absence, is there any method to nominate them ...
CS101's user avatar
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What are the requirements to set up a Deutsche Bank account?

I'm 17 and would like to move to Germany when I graduate high school in the US to study there. I will be visiting friends in Berlin this Christmas to scout out universities and possible living ...
Michael Cheek's user avatar
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How can I open a bank account in Spain with an EU (Hungarian) passport

I am an EU citizen (Hungarian) and would like to open a bank account in Spain. Question: Is it enough to show my EU passport or do they require anything else? Do I need to show proof of a spanish ...
Árpád Szendrei's user avatar
2 votes
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163 views

Being in the US as a European citizen, trying to open an account in Europe

I am currently in the US, as a European citizen, but planning to travel to Europe soon. I am looking to open an account in Europe before leaving the US, so I can wire some money before I leave the US ...
Árpád Szendrei's user avatar
2 votes
0 answers
103 views

Can my national Bank use a IRS refund deposit to reopen a inactive account and then use the money to pay on a charged off mortgage

My accountant accidentally deposited my IRS refund in to a old inactive bank account. The bank reopened the account and used the deposit to pay on a. Charged off mortgage. Can they do this
rich raymond's user avatar
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8k views

How to transfer funds online from a Canadian CIBC account to RBC instantly?

I thought Interac transfer is instant but my mom wants to send me money from her CIBC account but she said it takes 2-3 business days? What method can be used to transfer from a CIBC checking to a ...
verve's user avatar
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Foreigner wishes to open a US bank account

My mother-in-law has had bank accounts in the US for many years. She has a social security number but she is too frail to travel here. My wife has Power of Atty. giving her specific powers to open a ...
Curtis Piper's user avatar
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73 views

Nonresident Travel Money (Card or Bank Account) Solution with Emergency Cash Feature in Euros?

I'm from the new EU so my country's banks are not that advanced that they can offer me this feature. So this will be a nonresident account for travel money. The solution I am looking for is like AMEX'...
investor's user avatar
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Wrong swift code, right account number

I have been in a messy situation since last two weeks. The amount in question was for immigration purposes. My sister sent me huge amount from her local UAE bank to my Wise CAD balance ( using CAD ...
Airas Yaqub's user avatar
1 vote
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98 views

Easiest way to open a bank account in Canada as a US citizen

I need to open a checking account in Canada to transfer money between another Canadian bank account and I am wondering what is the easiest way to open a bank account in Canada as a US citizen without ...
Node.JS's user avatar
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Which state to open estate account of decedent

My father passed away in New York without a Will and i live in Texas, only son and heir. Should i open up estate account in New York or Texas?
Jonathan Rogers's user avatar
1 vote
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132 views

53.com US bank account blocked withdrawl

I have opened this account on F1 visa(expired now) and was using it to receive consulting income for work done being in India for US clients. My money is stuck there. They have not given me any ...
akash's user avatar
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55 views

Didn't receive tax refund due to incorrect account number

I requested the IRS to send my 2021 refund to two different accounts, in one of them it came through just fine. In the other, I wrote the wrong account # so it never came to me. (it's a vanguard ...
Mr Monee's user avatar
  • 462
1 vote
0 answers
94 views

Can I get my outstanding IRS balance paid to my bank account?

I am owed money from the IRS and live in Sweden. They sent me a check but I live in Sweden and it is very expensive to cash a foreign check here (or any check for that matter). On my tax return I ...
Cameron's user avatar
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How is Deutsche Bank's vermögung service ROBIN?

I have been searching for different possibilities to invest in the markets for long term holding and trading. I do not intend to do leverage based trading and working with leveraged ETF's is not in my ...
Sai Raghava's user avatar
1 vote
0 answers
106 views

Town and out-of-town cheques: where are both payable?

In the term database of the Government of Canada, the definition is provided for an out-of-town cheque: A check [drawn] on a bank which is located outside the territory of the clearing house with ...
Eddy V.'s user avatar
  • 111
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0 answers
302 views

Israeli bank account statement terminology

I have an account with Bank Leumi in Israel. Said bank provides me with account statements that look like this: Date Description ReferenceNumber Debit 01/03/19 DIRECT TRANS 1FEE 1 1.65 01/03/19 MIN ...
sigil's user avatar
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Issue with Debit Card Payment But My Bank Says There's No Problem

I have had some curious but unpleasant experience with my debit card and want to know if someone's familiar with the problem. Basically, I got my VISA debit card from the UAE but lives in the US at ...
Bunbury's user avatar
  • 111
1 vote
0 answers
2k views

Danger of criminals having your checking or savings account number

This question is in relation to the recent Equifax breach: I'm less concerned about my credit card number being out there. That gets stolen and used by thieves on average at least twice a year. I've ...
maplemale's user avatar
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1 vote
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1k views

How can I open a Canadian bank account from within the US? I am a Canadian citizen residing in the US

Can I open a Canadian bank account from within the US? I am Canadian citizen residing in the US for many years. I would rather not travel to Canada just to open a bank account if possible. Does ...
Wispy Winds's user avatar
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How can I withdraw from ATM by my VakifBank card in the Philippines?

I have a VakifBank debit card. That is a Turkish bank, and my bank account involves US dollar, Euro, and GBP accounts too. And I can change the money in these currency to Turkish Lira through my bank ...
Sasan's user avatar
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1 answer
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How do I get my bank fractional number if I don’t have a copy of my check?

I want to check my bank fractional code, and I can’t find the xx first 2 code from the beginning
Linda John's user avatar
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0 answers
80 views

Avoiding unfair exchange rates on money earned in the Czech Republic as a non-EU citizen

I'm a British citizen. Last year I worked a summer job in the Czech Republic, an EU country, while on a scientific research visa. I was paid in Czech koruna (CZK). As of February 2020, I am not an EU ...
user19642323's user avatar
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0 answers
247 views

Can I have someone else cash the stimulus check in my account?

I have received my stimulus , but I'm living abroad. So it's been very hard to cash the check. A friend of mine is visiting, would it be possible for that person to take the check and deposit at a ...
miraunpajaro's user avatar
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0 answers
214 views

Can I use an ATM to convert a cheque to money into my Revolut account?

I think the question in the title is clear enough. From here I understand it's not possible: Unfortunately we don't accept cash deposits or cheques to your Revolut account but I also read at the ...
Enlico's user avatar
  • 171
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0 answers
94 views

Why would a major bank not accept opening new accounts during the Covid-19 pandemic?

I'm in the United Kingdom and asked HSBC about opening a joint bank account with my partner as we're in the process of purchasing a house and wanted one for mortgage payments and household bills. We ...
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0 votes
0 answers
137 views

french citizen living and paying tax in Germany : taxes applied to owned French bank accounts?

I am french citizen, but living and working in Germany. I pay taxes in Germany. I have with a French bank a "livret development durable" ("sustainable development bank account") on which interests are ...
Vince's user avatar
  • 101
0 votes
0 answers
3k views

How do I identify product code from a bank account number

I am trying to classify savings account and current account from a bank account number. Need to understand the pattern for Kotak Mahindra Bank
Aditi Shah's user avatar
0 votes
0 answers
119 views

Why wasn't my wire transfer delivered to my client's account in Turkey?

I was told initially that an international wire transfer normally takes 2 to 3 business days to deliver to my client in Turkey, but it has been more than 10 days now since I made the transfer and I ...
Wolf's user avatar
  • 31
0 votes
0 answers
605 views

Opening Business Bank Account in Europe

I have an online travel agency in USA and I want to open a business account in Europe to reach out to European customers. As an owner, I am not a resident of Europe. I appreciate if someone direct me ...
Mo He's user avatar
  • 1
-1 votes
1 answer
1k views

How can I provide proof of ownership of a bank account?

I set up a gambling account ended up making a large amount of money. I have verified my ID and proof of address and I want to withdraw, but I need a proof of ownership of the bank account that funded ...
Noah Cristino's user avatar