Questions tagged [auto-loan]

to be used for questions on loans taken to buy a vehicle / automobile [generally cars]. Country specific is recommended to be used as appropriate.

7 questions with no upvoted or accepted answers
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What to do when my co-signer files Chapter 7?

I have an open auto loan and have finally caught my payments back up. My mother is overwhelmed by her debt and is the co-signer on the loan. She has officially filed for chapter 7 bankruptcy and told ...
2
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0answers
356 views

Should CA sales tax be charged to vehicle lessee on the portion of capitalized cost reduction from a federal rebate?

Should California sales tax be charged to a vehicle lessee (at inception of lease) on the portion of the capitalized cost reduction that is 'paid for' by a federal rebate? Background: certain ...
2
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1answer
633 views

Non-owner car insurance and registration

Given the following scenario for my wife, what should I be watching out for? Specific to the United States - her father, along with his friend, bought a car to give to her, with traditional 72-month ...
2
votes
1answer
911 views

Are automobile loan pre-payment penalties legal in Arizona?

I've not been able to find the answer to this question. I am looking specifically for the law as it applies only to the state of Arizona. If I take a loan for a car purchase, can I be penalized for ...
2
votes
2answers
1k views

Co- Signed car loan and need to have the other signer relinquish claim to ownership

I recently went and purchased a new vehicle and had my girlfriend co sign and I traded in my old car as a down payment. The finance department ended up writing up the paperwork listing her as the ...
1
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0answers
68 views

Why would my pre-approval auto loan be denied, but chance of actual loan approved?

I have an income of roughly ~70k, a little over $50k after taxes. My only debts are housing expenses (rent and utilities) which total around $800 out of >$4000 a month net income. Recently, I was ...
1
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0answers
85 views

Can I refinance an car registered in Texas which is under my grandparents name with a loan in California state where I live

Need to know if its even possible to refinance my grandparents car from Texas to California where I live? I was looking to apply for a car loan through a credit union bank. I asked EECU but they ...