Questions tagged [authorized-user]

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4 votes
1 answer

Can we add a person with no SSN/ITIN to our credit card?

If there is someone with F-1 student visa in the US and has a SSN and a credit card, can he/she add his/her spouse who has no SSN/ITIN to his/her credit card?
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1 vote
1 answer

What will happen if I remove myself as an authorized user of a credit card?

If I am an authorized user of a credit card for a period of time and the card owner has a good credit score and has a positive effect on my credit report, if I want to remove myself as an authorized ...
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2 votes
1 answer

Card Locking and Credit Score

My wife and I are trying to build up her credit, so we decided to: Add her as an authorized user to my Card A, which is about 10 years old and currently my only form of credit. I'll call hers Card B ...
Sh'dynasty's user avatar
0 votes
3 answers

As authorized user why is the credit utilization of the primary card showing in my report

My wife added me as an authorized user on her credit card account and I received a card with my name. The credit limit is still the same and is shared. I have recently started seeing it in my ...
perennial_noob's user avatar