Questions tagged [atm]
ATM stands for Automated Teller Machine, a machine that disposes cash. This tag is to be used for any question related to ATMs. Typically this tag should accompany a country tag and a tag indicating the type of transaction (credit, debit, Visa, Mastercard, etc.) This would help get better answers.
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How do I report ATM card abuse?
My ATM Card was taken by a friend and transferred all my money to another bank as fundraising.
How can I get the details of the bank the money was transferred to?
0
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1
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139
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Why use own currency instead of local in ATM or shops?
When I go to another country, the ATM and sometimes the card reader in shops ask if I want to use my own currency (DKK) or the local curency (€, PLN)
Everybody say it's the best option to use the ...
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0
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Do Banks in Germany have anything like blik in Poland?
Is it possible to deposit cash money in ATM via a code generated by mobile bank in germany? Or take money through it?
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2
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What kind of fees can using an ATM incur that isn't a surcharge assessed for using an ATM to withdraw cash?
I read on schwab.com (mirror):
ATM surcharge rebates do not apply to any fees other than surcharges assessed for using an ATM to withdraw cash in local currency from your Schwab Bank account.
What ...
33
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7
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What is the point of ATM transaction limits?
One time, I needed $300 from an ATM, but this particular ATM had a $200/transaction limit. I took $200 dollars out of my checking account and took my card. Literally a few seconds later, I put my card ...
2
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3
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524
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What would happen if you wrote and deposited a check to yourself at an ATM?
What would happen if you wrote a check to yourself and then deposited it into the same account you had written it from? (I could use an ATM to avoid interacting with a teller who will likely question ...
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1
answer
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Does a Debit/ATM card contain the name of the account owner?
Does a bank or ATM have access to the identity of the person withdrawing cash through a Debit/ATM card issued by another bank as part of the transaction ?
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Can you kindof hide a transaction from the government if you use ATM? [closed]
I'm a citizen of NL. I keep my money in US.
I can send money from my US account to my NL account using Wise
I can withdraw cash from US via ATM. Then deposit the cash into my NL account via ATM ...
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0
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Can I use an ATM to convert a cheque to money into my Revolut account?
I think the question in the title is clear enough.
From here I understand it's not possible:
Unfortunately we don't accept cash deposits or cheques to your Revolut account
but I also read at the ...
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2
answers
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Using Indian debit cards in Nepal
Can I use my Indian debit cards in Nepal to withdraw cash from ATMs? In particular, I have an AXIS bank debit card. Can I use it freely for making payments as well as for withdrawing cash from ATMs in ...
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1
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I have two debit cards for same account with different limits can I use two cards for maximum withdrawal?
I got State Bank of India Classic debit card with a daily ATM transaction limit of 20,000 INR per Day, and also got State Bank of India International Visa card with Daily ATM limit of Transaction 40,...
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1
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Can you charge a customer $20 by debit and give them a $20 bill instead of having a debit machine that can do cashback? [closed]
If a customer wants cash to use our services but only has their debit card on them are you allowed to charge them $20 And give them a $20 bill back? Why do we specifically have to have a cash back ...
2
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1
answer
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Is it possible to steal money from an account/card by knowing only the card number and PIN?
I have an ATM card, it is a local bank issued card without any international payment service like Visa, MasterCard or such. If someone knows only the 16 numbers on the card and the PIN (and also ...
0
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3
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ATM cash deposit verification
When I deposit cash with a bank employee, they look at it and I
have never heard of the amount later getting changed due to mistake
or counterfeits.
If I deposit cash with an ATM which reads the ...
62
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6
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Is it legal to photograph and test ATMs?
Some online company asked me do a job like this
We have a special task for you! Our analyst department collects information
regarding Bitcoin ATMs across different states and cities. In most ...
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2
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5k
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How can a debit/credit card PIN be updated remotely?
Certain banks (like Capital One or NAB) offer to change a debit/credit card PIN remotely, from an app or the bank's website.
However, it seems to me that the PIN is also stored on the chip of the ...
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2
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Is it bad to leave a checking account empty for up to a month?
My son is in college out of state and we have set up a bank that I transfer money to, but there is no physical location for him to get cash or in-network atm.
I just got him a grocery debit card to ...
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1
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How can I scrap the ATM transaction fee of a major bank in Canada, customer for 20 years, from now on?
I am with a major bank in Canada that charges a particular fee for visa credit card and ATM debit card money withdrawal and probably for deposit also.
I pay interest for the credit card.
I have been ...
0
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1
answer
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Money withdrawn from ATM was stolen from tray when momentarily distracted
I had $160 stolen from me after withdrawing it at an ATM with my PayPal card (which is linked to my Wells Fargo checking account). I was momentarily distracted and the funds were swiped from the tray ...
1
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2
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What does the ATM error message "085-CVR CHECK FAILED" mean?
Today when I tried to withdraw money from the ATM. My transaction was declined, I received this message
The transaction dated 08-Jun-19 20:44:31 through card ending 7123 has been declined due to 085-...
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2
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761
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Withdraw from atm using PayPal debit card
If i use my PayPal debit card at an atm and i dont have enough money in my PayPal account to withdraw the said amount will it use my linked debit card to withdraw the rest?
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2
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207
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Is it possible for a merchant to withdraw money from a debit card without knowing the PIN?
I am from India. Recently I went to a store and bought some goods. After I was handed my bill, I gave the cashier my debit card. I was busy on my phone and didn't give it much thought, and to my ...
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0
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Is there an interchange fee for ATM withdraws? How does that compare to standrad Credit Card purchases
First, please note that I am not asking about how this impacts my personal finances.
I would like to know the difference between fees going to VISA/MC and banks when using a debit card for ATM ...
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2
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When ANZ bank replaces a lost or damaged ATM card, will the new card be a duplicate or an entirely new card?
My bank here in Australia is currently ANZ bank.
If I ask them to replace a damaged or lost card, will the new card be an exact duplicate or is a brand new card issues?
Specifically, will the new ...
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1
answer
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Is there a US banking product with free or very cheap ATM access in Canada? [closed]
My family member plans to live in Canada but his income still comes from his investment in the U.S. Is there a bank product that let him withdraw money with cheap or free ATM fee in Canada, or/and let ...
2
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3
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Obligations if an ATM dispenses too much money
I used an ATM to withdraw a certain sum of money from my bank account. The transaction processed as normal, but the cash dispensed was $20 greater than I had asked for. The machine gave me a receipt ...
2
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1
answer
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Is an ATM legally obliged to display withdraw fees in the United States?
Is an ATM legally obliged to display withdraw fees in the United States?
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5
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Depositing and withdrawing money from another account to avoid ATM fee
Somebody I know asked to deposit money into my checking account so I could withdraw the money and let the person avoid their ATM fee (we have different banks). I am uncomfortable with doing so. ...
1
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1
answer
394
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Carrying a debit card for ATM withdrawals seems risky, what else can I do?
I have a debit card tied to my primary checking account with my primary bank, and I use it for ATM withdrawals. I think the insurance on this is dismal; if I lose my debit card I'm liable for my ...
3
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3
answers
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How can Schwab afford to refund all my ATM fees?
I have had a combo bank account/investor account with Schwab for several years now. During this time they have refunded a lot of ATM fees for me. I haven't done any other business with them.
I am ...
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1
answer
177
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Tried to deposit two cheques at an ATM, forgot one of the cheques
Realised just as the machine took the envelope that I was still holding the other cheque, but the deposit amounts that I typed into the ATM specify two cheques. Bank is closed so I took the other ...
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1
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137
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Is it possible to convert local currency to USD by depositing the money at ATM using an American bank account?
Let's say I go to Russia. I can get rubles from Moscow's Citi Bank's ATM from my Wells Fargo account at the current exchange rate. There's a fee for each transaction, but it is very little. If you ...
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3
answers
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How to transfer money from an ATM card in a village in India without an ATM machine or smart phone?
Is there any way to transfer money from one account to another account using only an ATM card? We don't have a card swiping machine or the Bhim app.
I have a shop in a village where ATM and card ...
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2
answers
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Is it possible to deposit checks into our Chase checking from another bank's ATM?
My family uses Chase for banking. However, after moving, we can't find a Chase bank or ATM anywhere near us.
When we have checks that we want to deposit, can we use the ATM from another bank to do ...
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6
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9k
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Can I use a credit card in an ATM to withdraw cash?
Can anyone tell me whether or not credit cards issued within the USA can be used in ATMs in the USA for the purpose of withdrawing cash? Or can only debit cards be used? If credit cards can be used, ...
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1
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Access to your US Accounts internationally. ( direct deposit ) [closed]
My wife and I are considering moving from the US to another country as our work gives us the flexibility to do our jobs remote.
One of the things we take for granted is access to our cash. Is there ...
2
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3
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transition from student credit union after graduation and moving
I've been using the federal credit union at my university for about 7 years now, which was the time I spent in grad school. It worked perfectly with no complaints whatsoever; and since I was on campus ...
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3
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Which denominations do ANZ Bank ATMs in Australia dispense?
ANZ is one of the major banks in Australia.
I can't seem to find on their website or via Google which notes their ATMs dispense.
In particular, if I have a balance below $20 will I still be able to ...
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1
answer
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When abroad, ATM or Bureau?
If I am travelling abroad, what it likely to give me a better exchange rate?
Exchange Bureau
Pull large sums of cash from an ATM
Note; I've been told that using ATMs is actually cheaper if you do it ...
2
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0
answers
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Chip atm cards and Mexico
Does anyone know if atm machines at banks in Mexico generally require cards with chips?
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Bank of America's ATM 'ate' my rent money, and I'm kinda screwed. What steps should I be taking?
It’s a bit past midnight coming home from a friends house, when I decided to use a BoA drive-thru ATM that I frequently visit.
I attempted to deposit $420 in $20’s.
Machine returned one twenty, ...
2
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0
answers
179
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Checking fraud withdrawal with atm bank
I have a pre-paid debit card, which I suspect some fraud cash withdrawals have happened at an ATM machine in Portugal (I'm currently staying there).
I'm wondering is there any chance the bank where ...
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2
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Will my India based Visa debit card work in the USA or do I need a chip based EMV card?
I have an international debit card by VISA issued in India. The card has magnetic stripe. Will the ATM card be valid in the USA or do i need a chip based EMV card?
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how to withdraw Paypal USD in the United States when I'm on holiday
I've some US dollars in my Irish Paypal account that I want to withdraw when I visit New York on a tourist visa in a month. Is there anyway I can do it direct from Paypal to dollars over there and ...
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1
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Can I locate a Bank of China ATM in mainland China given the ATM ID?
Today I realized my ATM card is missing. (It's OK I have a spare but if that bank branch has it would still be handy.)
I used it three days ago at an ATM in Guangzhou China. I have the receipt. The ...
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I withdrew cash from U.S. ATM (not U.S. bank card) and put it into U.S. bank. Is it taxable income?
I'm filling tax return forms 1040NR-EZ, 540NR-short for non-resident (I was exchange visitor in U.S.).
When I was in U.S., I withdrew cash from an ATM using a card from an account of mine at a non-US ...
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1
answer
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How do banks handle post-dated checks deposited via the ATM?
As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted ...
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4
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397
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Best way to find a no-surcharge ATM in my area? [closed]
Is there any easy way to find an ATM, by location search, that doesn't have any surcharges? The closest thing I could find to a generalized solution is sponsored by All Point, so it only returns their ...
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1
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ATM took in the money after spitting it out
I tried to use an Indian bank based (HDFC) Multi currency prepaid card in a Bank of America ATM to withdraw some cash. The ATM did spit it out but took it back in weirdly, looked much like it never ...
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1
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Do US ATMs need magnetic stripes?
German banks (credit unions) are starting to issue ATM cards that have only a chip, no magnetic stripes (German language news article).
Can such a card currently (May 2014) be used in US ATM machines ...