Questions tagged [atm]

ATM stands for Automated Teller Machine, a machine that disposes cash. This tag is to be used for any question related to ATMs. Typically this tag should accompany a country tag and a tag indicating the type of transaction (credit, debit, Visa, Mastercard, etc.) This would help get better answers.

Filter by
Sorted by
Tagged with
0 votes
1 answer
106 views

Does a Debit/ATM card contain the name of the account owner?

Does a bank or ATM have access to the identity of the person withdrawing cash through a Debit/ATM card issued by another bank as part of the transaction ?
user avatar
-1 votes
1 answer
137 views

Can you kindof hide a transaction from the government if you use ATM? [closed]

I'm a citizen of NL. I keep my money in US. I can send money from my US account to my NL account using Wise I can withdraw cash from US via ATM. Then deposit the cash into my NL account via ATM ...
user avatar
0 votes
0 answers
127 views

Can I use an ATM to convert a cheque to money into my Revolut account?

I think the question in the title is clear enough. From here I understand it's not possible: Unfortunately we don't accept cash deposits or cheques to your Revolut account but I also read at the ...
user avatar
  • 161
1 vote
1 answer
2k views

Using Indian debit cards in Nepal

Can I use my Indian debit cards in Nepal to withdraw cash from ATMs? In particular, I have an AXIS bank debit card. Can I use it freely for making payments as well as for withdrawing cash from ATMs in ...
user avatar
  • 1,034
1 vote
1 answer
3k views

I have two debit cards for same account with different limits can I use two cards for maximum withdrawal?

I got State Bank of India Classic debit card with a daily ATM transaction limit of 20,000 INR per Day, and also got State Bank of India International Visa card with Daily ATM limit of Transaction 40,...
user avatar
  • 11
0 votes
1 answer
151 views

Can you charge a customer $20 by debit and give them a $20 bill instead of having a debit machine that can do cashback? [closed]

If a customer wants cash to use our services but only has their debit card on them are you allowed to charge them $20 And give them a $20 bill back? Why do we specifically have to have a cash back ...
user avatar
2 votes
1 answer
209 views

Is it possible to steal money from an account/card by knowing only the card number and PIN?

I have an ATM card, it is a local bank issued card without any international payment service like Visa, MasterCard or such. If someone knows only the 16 numbers on the card and the PIN (and also ...
user avatar
  • 125
0 votes
3 answers
1k views

ATM cash deposit verification

When I deposit cash with a bank employee, they look at it and I have never heard of the amount later getting changed due to mistake or counterfeits. If I deposit cash with an ATM which reads the ...
user avatar
  • 474
62 votes
6 answers
20k views

Is it legal to photograph and test ATMs?

Some online company asked me do a job like this We have a special task for you! Our analyst department collects information regarding Bitcoin ATMs across different states and cities. In most ...
user avatar
  • 513
18 votes
2 answers
5k views

How can a debit/credit card PIN be updated remotely?

Certain banks (like Capital One or NAB) offer to change a debit/credit card PIN remotely, from an app or the bank's website. However, it seems to me that the PIN is also stored on the chip of the ...
user avatar
1 vote
2 answers
823 views

Is it bad to leave a checking account empty for up to a month?

My son is in college out of state and we have set up a bank that I transfer money to, but there is no physical location for him to get cash or in-network atm. I just got him a grocery debit card to ...
user avatar
0 votes
1 answer
169 views

How can I scrap the ATM transaction fee of a major bank in Canada, customer for 20 years, from now on?

I am with a major bank in Canada that charges a particular fee for visa credit card and ATM debit card money withdrawal and probably for deposit also. I pay interest for the credit card. I have been ...
user avatar
0 votes
1 answer
291 views

Money withdrawn from ATM was stolen from tray when momentarily distracted

I had $160 stolen from me after withdrawing it at an ATM with my PayPal card (which is linked to my Wells Fargo checking account). I was momentarily distracted and the funds were swiped from the tray ...
user avatar
1 vote
2 answers
9k views

What does the ATM error message "085-CVR CHECK FAILED" mean?

Today when I tried to withdraw money from the ATM. My transaction was declined, I received this message The transaction dated 08-Jun-19 20:44:31 through card ending 7123 has been declined due to 085-...
user avatar
-1 votes
2 answers
715 views

Withdraw from atm using PayPal debit card

If i use my PayPal debit card at an atm and i dont have enough money in my PayPal account to withdraw the said amount will it use my linked debit card to withdraw the rest?
user avatar
0 votes
2 answers
193 views

Is it possible for a merchant to withdraw money from a debit card without knowing the PIN?

I am from India. Recently I went to a store and bought some goods. After I was handed my bill, I gave the cashier my debit card. I was busy on my phone and didn't give it much thought, and to my ...
user avatar
0 votes
0 answers
104 views

Is there an interchange fee for ATM withdraws? How does that compare to standrad Credit Card purchases

First, please note that I am not asking about how this impacts my personal finances. I would like to know the difference between fees going to VISA/MC and banks when using a debit card for ATM ...
user avatar
0 votes
2 answers
127 views

When ANZ bank replaces a lost or damaged ATM card, will the new card be a duplicate or an entirely new card?

My bank here in Australia is currently ANZ bank. If I ask them to replace a damaged or lost card, will the new card be an exact duplicate or is a brand new card issues? Specifically, will the new ...
user avatar
1 vote
1 answer
69 views

Is there a US banking product with free or very cheap ATM access in Canada? [closed]

My family member plans to live in Canada but his income still comes from his investment in the U.S. Is there a bank product that let him withdraw money with cheap or free ATM fee in Canada, or/and let ...
user avatar
2 votes
3 answers
15k views

Obligations if an ATM dispenses too much money

I used an ATM to withdraw a certain sum of money from my bank account. The transaction processed as normal, but the cash dispensed was $20 greater than I had asked for. The machine gave me a receipt ...
user avatar
  • 153
2 votes
1 answer
221 views

Is an ATM legally obliged to display withdraw fees in the United States?

Is an ATM legally obliged to display withdraw fees in the United States?
user avatar
24 votes
5 answers
5k views

Depositing and withdrawing money from another account to avoid ATM fee

Somebody I know asked to deposit money into my checking account so I could withdraw the money and let the person avoid their ATM fee (we have different banks). I am uncomfortable with doing so. ...
user avatar
1 vote
1 answer
379 views

Carrying a debit card for ATM withdrawals seems risky, what else can I do?

I have a debit card tied to my primary checking account with my primary bank, and I use it for ATM withdrawals. I think the insurance on this is dismal; if I lose my debit card I'm liable for my ...
user avatar
  • 569
3 votes
3 answers
3k views

How can Schwab afford to refund all my ATM fees?

I have had a combo bank account/investor account with Schwab for several years now. During this time they have refunded a lot of ATM fees for me. I haven't done any other business with them. I am ...
user avatar
  • 851
1 vote
1 answer
154 views

Tried to deposit two cheques at an ATM, forgot one of the cheques

Realised just as the machine took the envelope that I was still holding the other cheque, but the deposit amounts that I typed into the ATM specify two cheques. Bank is closed so I took the other ...
user avatar
0 votes
1 answer
133 views

Is it possible to convert local currency to USD by depositing the money at ATM using an American bank account?

Let's say I go to Russia. I can get rubles from Moscow's Citi Bank's ATM from my Wells Fargo account at the current exchange rate. There's a fee for each transaction, but it is very little. If you ...
user avatar
2 votes
3 answers
1k views

How to transfer money from an ATM card in a village in India without an ATM machine or smart phone?

Is there any way to transfer money from one account to another account using only an ATM card? We don't have a card swiping machine or the Bhim app. I have a shop in a village where ATM and card ...
user avatar
9 votes
2 answers
6k views

Is it possible to deposit checks into our Chase checking from another bank's ATM?

My family uses Chase for banking. However, after moving, we can't find a Chase bank or ATM anywhere near us. When we have checks that we want to deposit, can we use the ATM from another bank to do ...
user avatar
11 votes
6 answers
9k views

Can I use a credit card in an ATM to withdraw cash?

Can anyone tell me whether or not credit cards issued within the USA can be used in ATMs in the USA for the purpose of withdrawing cash? Or can only debit cards be used? If credit cards can be used, ...
user avatar
  • 135
0 votes
1 answer
73 views

Access to your US Accounts internationally. ( direct deposit ) [closed]

My wife and I are considering moving from the US to another country as our work gives us the flexibility to do our jobs remote. One of the things we take for granted is access to our cash. Is there ...
user avatar
2 votes
3 answers
181 views

transition from student credit union after graduation and moving

I've been using the federal credit union at my university for about 7 years now, which was the time I spent in grad school. It worked perfectly with no complaints whatsoever; and since I was on campus ...
user avatar
  • 123
1 vote
3 answers
5k views

Which denominations do ANZ Bank ATMs in Australia dispense?

ANZ is one of the major banks in Australia. I can't seem to find on their website or via Google which notes their ATMs dispense. In particular, if I have a balance below $20 will I still be able to ...
user avatar
1 vote
1 answer
71 views

When abroad, ATM or Bureau?

If I am travelling abroad, what it likely to give me a better exchange rate? Exchange Bureau Pull large sums of cash from an ATM Note; I've been told that using ATMs is actually cheaper if you do it ...
user avatar
2 votes
0 answers
106 views

Chip atm cards and Mexico

Does anyone know if atm machines at banks in Mexico generally require cards with chips?
user avatar
  • 53
9 votes
2 answers
26k views

Bank of America's ATM 'ate' my rent money, and I'm kinda screwed. What steps should I be taking?

It’s a bit past midnight coming home from a friends house, when I decided to use a BoA drive-thru ATM that I frequently visit. I attempted to deposit $420 in $20’s. Machine returned one twenty, ...
user avatar
  • 101
2 votes
0 answers
178 views

Checking fraud withdrawal with atm bank

I have a pre-paid debit card, which I suspect some fraud cash withdrawals have happened at an ATM machine in Portugal (I'm currently staying there). I'm wondering is there any chance the bank where ...
user avatar
4 votes
2 answers
475 views

Will my India based Visa debit card work in the USA or do I need a chip based EMV card?

I have an international debit card by VISA issued in India. The card has magnetic stripe. Will the ATM card be valid in the USA or do i need a chip based EMV card?
user avatar
  • 141
3 votes
2 answers
713 views

how to withdraw Paypal USD in the United States when I'm on holiday

I've some US dollars in my Irish Paypal account that I want to withdraw when I visit New York on a tourist visa in a month. Is there anyway I can do it direct from Paypal to dollars over there and ...
user avatar
1 vote
1 answer
135 views

Can I locate a Bank of China ATM in mainland China given the ATM ID?

Today I realized my ATM card is missing. (It's OK I have a spare but if that bank branch has it would still be handy.) I used it three days ago at an ATM in Guangzhou China. I have the receipt. The ...
user avatar
5 votes
1 answer
1k views

I withdrew cash from U.S. ATM (not U.S. bank card) and put it into U.S. bank. Is it taxable income?

I'm filling tax return forms 1040NR-EZ, 540NR-short for non-resident (I was exchange visitor in U.S.). When I was in U.S., I withdrew cash from an ATM using a card from an account of mine at a non-US ...
user avatar
1 vote
1 answer
75k views

How do banks handle post-dated checks deposited via the ATM?

As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted ...
user avatar
1 vote
4 answers
386 views

Best way to find a no-surcharge ATM in my area? [closed]

Is there any easy way to find an ATM, by location search, that doesn't have any surcharges? The closest thing I could find to a generalized solution is sponsored by All Point, so it only returns their ...
user avatar
8 votes
1 answer
516 views

ATM took in the money after spitting it out

I tried to use an Indian bank based (HDFC) Multi currency prepaid card in a Bank of America ATM to withdraw some cash. The ATM did spit it out but took it back in weirdly, looked much like it never ...
user avatar
6 votes
1 answer
528 views

Do US ATMs need magnetic stripes?

German banks (credit unions) are starting to issue ATM cards that have only a chip, no magnetic stripes (German language news article). Can such a card currently (May 2014) be used in US ATM machines ...
user avatar
  • 2,694
0 votes
1 answer
238 views

Cashable copy of a check

what does it mean when BOA sends you a cashable copy of a check deposited in an ATM that was not endorsed
user avatar
0 votes
2 answers
769 views

Validity of Visa Electron abroad

I have a Visa Electron card: debit, non-embossed, French, being a "REALYS" and "CB" as well. I would like to ask what is the validity of such card abroad in cash machines (namely in the Czech ...
user avatar
  • 215
1 vote
2 answers
830 views

Can i transfer money via Indian bank atm to citibank account?

I have a Bank Account with Indian Bank. Is it possible for me to transfer money from my Indian bank account via atm to Citibank Account? If Yes what the steps to do this.
user avatar
  • 11
1 vote
1 answer
3k views

What's the maximum single withdrawal amount from an ANZ bank ATM in Laos?

I'm travelling in Laos and it's time to withdraw some money. Now because all the fees between my home bank, the local bank, the local country, sub optimal spread for the currency conversion, and being ...
user avatar
3 votes
3 answers
15k views

Difference between the multiple cash withdrawal options on these ATMs?

I always get confused when selecting the options. I just go for the normal cash withdrawal option. But, I would like to know the difference in them. And, is the bank charging you different to use the ...
user avatar
  • 133
1 vote
1 answer
443 views

In which European countries do ATMs impose an extra surcharge for withdrawals?

Usually you pay a fee (if any) set by your bank for withdrawing money with your Visa/MC card from ATMs other than those your bank owns, but some ATMs charge the customer an extra fee on top of that ...
user avatar
  • 617