Questions tagged [atm]

ATM stands for Automated Teller Machine, a machine that disposes cash. This tag is to be used for any question related to ATMs. Typically this tag should accompany a country tag and a tag indicating the type of transaction (credit, debit, Visa, Mastercard, etc.) This would help get better answers.

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3answers
153 views

ATM cash deposit verification

When I deposit cash with a bank employee, they look at it and I have never heard of the amount later getting changed due to mistake or counterfeits. If I deposit cash with an ATM which reads the ...
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6answers
19k views

Is it legal to photograph and test ATMs?

Some online company asked me do a job like this We have a special task for you! Our analyst department collects information regarding Bitcoin ATMs across different states and cities. In most ...
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2answers
4k views

How can a debit/credit card PIN be updated remotely?

Certain banks (like Capital One or NAB) offer to change a debit/credit card PIN remotely, from an app or the bank's website. However, it seems to me that the PIN is also stored on the chip of the ...
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2answers
268 views

Is it bad to leave a checking account empty for up to a month?

My son is in college out of state and we have set up a bank that I transfer money to, but there is no physical location for him to get cash or in-network atm. I just got him a grocery debit card to ...
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1answer
136 views

How can I scrap the ATM transaction fee of a major bank in Canada, customer for 20 years, from now on?

I am with a major bank in Canada that charges a particular fee for visa credit card and ATM debit card money withdrawal and probably for deposit also. I pay interest for the credit card. I have been ...
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1answer
268 views

Money withdrawn from ATM was stolen from tray when momentarily distracted

I had $160 stolen from me after withdrawing it at an ATM with my PayPal card (which is linked to my Wells Fargo checking account). I was momentarily distracted and the funds were swiped from the tray ...
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2answers
5k views

What does the ATM error message “085-CVR CHECK FAILED” mean?

Today when I tried to withdraw money from the ATM. My transaction was declined, I received this message The transaction dated 08-Jun-19 20:44:31 through card ending 7123 has been declined due to 085-...
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2answers
352 views

Withdraw from atm using PayPal debit card

If i use my PayPal debit card at an atm and i dont have enough money in my PayPal account to withdraw the said amount will it use my linked debit card to withdraw the rest?
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2answers
163 views

Is it possible for a merchant to withdraw money from a debit card without knowing the PIN?

I am from India. Recently I went to a store and bought some goods. After I was handed my bill, I gave the cashier my debit card. I was busy on my phone and didn't give it much thought, and to my ...
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0answers
93 views

Is there an interchange fee for ATM withdraws? How does that compare to standrad Credit Card purchases

First, please note that I am not asking about how this impacts my personal finances. I would like to know the difference between fees going to VISA/MC and banks when using a debit card for ATM ...
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2answers
81 views

When ANZ bank replaces a lost or damaged ATM card, will the new card be a duplicate or an entirely new card?

My bank here in Australia is currently ANZ bank. If I ask them to replace a damaged or lost card, will the new card be an exact duplicate or is a brand new card issues? Specifically, will the new ...
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1answer
65 views

Is there a US banking product with free or very cheap ATM access in Canada? [closed]

My family member plans to live in Canada but his income still comes from his investment in the U.S. Is there a bank product that let him withdraw money with cheap or free ATM fee in Canada, or/and let ...
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3answers
9k views

Obligations if an ATM dispenses too much money

I used an ATM to withdraw a certain sum of money from my bank account. The transaction processed as normal, but the cash dispensed was $20 greater than I had asked for. The machine gave me a receipt ...
2
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1answer
203 views

Is an ATM legally obliged to display withdraw fees in the United States?

Is an ATM legally obliged to display withdraw fees in the United States?
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5answers
5k views

Depositing and withdrawing money from another account to avoid ATM fee

Somebody I know asked to deposit money into my checking account so I could withdraw the money and let the person avoid their ATM fee (we have different banks). I am uncomfortable with doing so. ...
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1answer
351 views

Carrying a debit card for ATM withdrawals seems risky, what else can I do?

I have a debit card tied to my primary checking account with my primary bank, and I use it for ATM withdrawals. I think the insurance on this is dismal; if I lose my debit card I'm liable for my ...
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3answers
3k views

How can Schwab afford to refund all my ATM fees?

I have had a combo bank account/investor account with Schwab for several years now. During this time they have refunded a lot of ATM fees for me. I haven't done any other business with them. I am ...
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1answer
125 views

Tried to deposit two cheques at an ATM, forgot one of the cheques

Realised just as the machine took the envelope that I was still holding the other cheque, but the deposit amounts that I typed into the ATM specify two cheques. Bank is closed so I took the other ...
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1answer
124 views

Is it possible to convert local currency to USD by depositing the money at ATM using an American bank account?

Let's say I go to Russia. I can get rubles from Moscow's Citi Bank's ATM from my Wells Fargo account at the current exchange rate. There's a fee for each transaction, but it is very little. If you ...
2
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3answers
785 views

How to transfer money from an ATM card in a village in India without an ATM machine or smart phone?

Is there any way to transfer money from one account to another account using only an ATM card? We don't have a card swiping machine or the Bhim app. I have a shop in a village where ATM and card ...
9
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2answers
4k views

Is it possible to deposit checks into our Chase checking from another bank's ATM?

My family uses Chase for banking. However, after moving, we can't find a Chase bank or ATM anywhere near us. When we have checks that we want to deposit, can we use the ATM from another bank to do ...
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6answers
9k views

Can I use a credit card in an ATM to withdraw cash?

Can anyone tell me whether or not credit cards issued within the USA can be used in ATMs in the USA for the purpose of withdrawing cash? Or can only debit cards be used? If credit cards can be used, ...
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1answer
70 views

Access to your US Accounts internationally. ( direct deposit ) [closed]

My wife and I are considering moving from the US to another country as our work gives us the flexibility to do our jobs remote. One of the things we take for granted is access to our cash. Is there ...
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3answers
174 views

transition from student credit union after graduation and moving

I've been using the federal credit union at my university for about 7 years now, which was the time I spent in grad school. It worked perfectly with no complaints whatsoever; and since I was on campus ...
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3answers
3k views

Which denominations do ANZ Bank ATMs in Australia dispense?

ANZ is one of the major banks in Australia. I can't seem to find on their website or via Google which notes their ATMs dispense. In particular, if I have a balance below $20 will I still be able to ...
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1answer
62 views

When abroad, ATM or Bureau?

If I am travelling abroad, what it likely to give me a better exchange rate? Exchange Bureau Pull large sums of cash from an ATM Note; I've been told that using ATMs is actually cheaper if you do it ...
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0answers
102 views

Chip atm cards and Mexico

Does anyone know if atm machines at banks in Mexico generally require cards with chips?
9
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2answers
19k views

Bank of America's ATM 'ate' my rent money, and I'm kinda screwed. What steps should I be taking?

It’s a bit past midnight coming home from a friends house, when I decided to use a BoA drive-thru ATM that I frequently visit. I attempted to deposit $420 in $20’s. Machine returned one twenty, ...
2
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0answers
173 views

Checking fraud withdrawal with atm bank

I have a pre-paid debit card, which I suspect some fraud cash withdrawals have happened at an ATM machine in Portugal (I'm currently staying there). I'm wondering is there any chance the bank where ...
4
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2answers
469 views

Will my India based Visa debit card work in the USA or do I need a chip based EMV card?

I have an international debit card by VISA issued in India. The card has magnetic stripe. Will the ATM card be valid in the USA or do i need a chip based EMV card?
3
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2answers
684 views

how to withdraw Paypal USD in the United States when I'm on holiday

I've some US dollars in my Irish Paypal account that I want to withdraw when I visit New York on a tourist visa in a month. Is there anyway I can do it direct from Paypal to dollars over there and ...
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1answer
123 views

Can I locate a Bank of China ATM in mainland China given the ATM ID?

Today I realized my ATM card is missing. (It's OK I have a spare but if that bank branch has it would still be handy.) I used it three days ago at an ATM in Guangzhou China. I have the receipt. The ...
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1answer
1k views

I withdrew cash from U.S. ATM (not U.S. bank card) and put it into U.S. bank. Is it taxable income?

I'm filling tax return forms 1040NR-EZ, 540NR-short for non-resident (I was exchange visitor in U.S.). When I was in U.S., I withdrew cash from an ATM using a card from an account of mine at a non-US ...
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1answer
69k views

How do banks handle post-dated checks deposited via the ATM?

As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted ...
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4answers
352 views

Best way to find a no-surcharge ATM in my area? [closed]

Is there any easy way to find an ATM, by location search, that doesn't have any surcharges? The closest thing I could find to a generalized solution is sponsored by All Point, so it only returns their ...
8
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1answer
487 views

ATM took in the money after spitting it out

I tried to use an Indian bank based (HDFC) Multi currency prepaid card in a Bank of America ATM to withdraw some cash. The ATM did spit it out but took it back in weirdly, looked much like it never ...
6
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1answer
513 views

Do US ATMs need magnetic stripes?

German banks (credit unions) are starting to issue ATM cards that have only a chip, no magnetic stripes (German language news article). Can such a card currently (May 2014) be used in US ATM machines ...
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1answer
230 views

Cashable copy of a check

what does it mean when BOA sends you a cashable copy of a check deposited in an ATM that was not endorsed
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2answers
744 views

Validity of Visa Electron abroad

I have a Visa Electron card: debit, non-embossed, French, being a "REALYS" and "CB" as well. I would like to ask what is the validity of such card abroad in cash machines (namely in the Czech ...
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2answers
660 views

Can i transfer money via Indian bank atm to citibank account?

I have a Bank Account with Indian Bank. Is it possible for me to transfer money from my Indian bank account via atm to Citibank Account? If Yes what the steps to do this.
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1answer
3k views

What's the maximum single withdrawal amount from an ANZ bank ATM in Laos?

I'm travelling in Laos and it's time to withdraw some money. Now because all the fees between my home bank, the local bank, the local country, sub optimal spread for the currency conversion, and ...
3
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3answers
13k views

Difference between the multiple cash withdrawal options on these ATMs?

I always get confused when selecting the options. I just go for the normal cash withdrawal option. But, I would like to know the difference in them. And, is the bank charging you different to use the ...
1
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1answer
428 views

In which European countries do ATMs impose an extra surcharge for withdrawals?

Usually you pay a fee (if any) set by your bank for withdrawing money with your Visa/MC card from ATMs other than those your bank owns, but some ATMs charge the customer an extra fee on top of that ...
21
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7answers
271k views

What happens if I deposit a check and forget to endorse it with my signature on the back?

What if I deposit a check into a Bank of America ATM but forget to endorse it with my signature on the back of the check?
28
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2answers
217k views

“Savings” account vs. “current” account - what's the difference?

When I draw money from ATMs or open a new bank account, there's the choice of either "savings" or "current" account. What's the difference between these two account types?
6
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1answer
12k views

Will I be able to identify the ATM surveillance footage from the bank where my money was stolen from?

I recently discovered unauthorized ATM withdrawals from an account I rarely use. The amounts were small ($40-100) over several months. I searched for my ATM card to this account and could not locate ...
10
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7answers
202k views

How can I have someone deposit a check for me?

I'm currently out of US territory, someone needs to pay me, so he made a check to me, with my name and CHASE account number on it, of course. Can I ask some other friend to go and deposit that check ...
7
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4answers
34k views

Can I deposit checks into my credit union into another bank's ATM?

My wife and I have a Bank of America savings and checking account. We got hit with our first fee for the pleasure of having an account and I want to move to a credit union. My wife feels comfortable ...
3
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4answers
9k views

Which banks have cash-deposit machines in Germany?

Which banks in Germany have machines that you can put cash in and it appears on my bank account (opposite of cash withdrawal)? I am not interested in the kinds that you put the cash in the envelope ...
10
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2answers
3k views

Am I liable for ATM skimming? (Bank of America claims $0 fraud liability)

I've been reading that ATM skimming is a fast-growing and lucrative crime and consumers should be very careful. Normally I think the customer is limited to $50 liability if they report in 2 days, and ...