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Questions tagged [applications]

The tag has no usage guidance.

3
votes
1answer
244 views

I applied to an apartment without paying fees, now I want to cancel but they still want deposits

I was recently on the hunt for a new apartment. I was worried about some apartments going missing so I applied to more than one. Now I have moved into an apartment and signed a lease but one of the ...
2
votes
2answers
180 views

Do I need to pay sales tax selling to US customers from Europe? Does selling through Google change that?

I am an EU (Belgium) based indie developer preparing for the release of my first (game) app next week. I will be offering the game through the Google Play Store. For a lot of countries/regions, Google ...
4
votes
3answers
814 views

CitiBank CC application

I have applied for a Citibank CC to consolidate my other 2 cc. This was a recommendation by Credit Karma. I am working on my credit as it is not the greatest. I have received a letter from Citibank ...
2
votes
3answers
226 views

How true is the Chase 5/24 limit on applications and which bureaus?

There are several articles that discuss the unfortunate (seemingly true) rumor of Chase automatically denying any credit card applications for applicants who have opened 5 or more cards in the last 24 ...
1
vote
1answer
238 views

app for realtime account balances [closed]

I want to make accessing my bank account balances as painless as possible, I'm looking for a product or app that would show me my checking and credit account balances in real time without having to ...
3
votes
2answers
1k views

Is it normal to pay two application fees for an apartments as a married couple?

My wife and I are looking around at apartments, and the one we both ended up liking wants us to each pay an application fee of $95. I will be the only one on the lease, and solely financially ...
4
votes
1answer
1k views

What's the point of Acorn the app?

I'm thoroughly confused by what Acorn does. I can see that you have to pay them $1/mo, and of course they get access to every single credit card transaction you do. In exchange for this, they claim ...
3
votes
1answer
429 views

Freemium Model In-App Purchases Sales Tax

Sales tax for paid apps is somewhat well defined depending on state tax code, things like downloadable or boxed software seem to be covered, and most states will require a sales tax for sold / ...
2
votes
1answer
247 views

When to apply for a new credit card?

I am a graduate student living in US. It is now 10 month since I have had a secure credit card from Bank of America with a $300 credit line and APR 20.24%. Recently, BOA increased my credit line to $...
-3
votes
1answer
4k views

MintCoin App. Do we actually get money? Is it applicable outside US? [closed]

I came across this app MintCoin which claims to give you points equivalent to some US dollars for downloading apps or watching videos. I'm wondering if it actually works or just a way to fool people? ...
4
votes
3answers
843 views

US Stock Market - volume based real-time alert [closed]

I am looking for SMS/email based alerts (or Android/Mac) that is configurable based on volume. I want to be able to catch sudden spikes in volume so it needs to be monitored real-time. The closest ...
0
votes
2answers
282 views

What is the best budgeting app you can use in the UK without a PC, in the Apple ecosystem [closed]

I'm looking for a budgeting app for someone that very, very rarely touch their PC, but have an iPad and iPhone. I love YNAB ("You need a budget"), I think it'd fit their needs perfectly, but the ...
10
votes
2answers
2k views

How should I apply for another credit card after being denied twice already?

I'm trying to get my first credit card solely to build a score, I don't need any loan or anything right now. For doing this, I applied to Chase two months ago (because I've had a debit card from them)...
7
votes
2answers
10k views

How long after new employment before applying for a new credit card?

I am a recent grad and new employee. I currently only have a $500 student Visa credit card with my current bank branch (2 years). I began my employment at the end of January (just over 2 months ago) ...
1
vote
3answers
133 views

Credit Card Approval

Is there a formula banks and other creditors use for new credit card approval? Other than credit score of course. For example for a business credit card I imagine it would be something considering ...
4
votes
1answer
250 views

How can I track the value of options live in my portfolio

With stocks I can enter price and amount into most applications and they allow me track the total Profit / Loss live. Are there any ways to do this with option positions? I was considering entering ...
6
votes
2answers
3k views

How can I calculate a “running” return using XIRR in a spreadsheet?

I should say that I'm not married to XIRR, I just want to calculate the return on a running basis in a column next to dates, deposits and balances. Here's a screenshot of a simplified spreadsheet in ...
10
votes
2answers
87k views

What do I need to bring to the bank when applying for a loan?

What do I need to bring to the bank when applying for a loan? Should I bring pay stubs or other evidence of financial stability? What will help my chances of being approved?
11
votes
1answer
361 views

How does applying for credit affect your credit score?

How does applying for credit affect your credit score? I was answering a question about getting a loan and realized I don't have detailed information on how applying for credit (even if you do not ...
4
votes
3answers
3k views

What are some good iPad financial apps for budgeting / tracking spending? [closed]

I am looking into to buy an iPad and I would like to know what are the good apps for budgeting and tracking spending. iPhone integration would be a big plus!
5
votes
7answers
307 views

What's the best application, software or tool that can be used to track time? [closed]

For instance, a contractor, lawyer, accountant etc. would want the ability to easily track time spent on tasks or client activities, without having to manually log/track via spreadsheet. Are there ...