Linked Questions

25 votes
10 answers
12k views

Why doesn't common investment advice include the idea of pulling out of the market during downturns?

The most common advice goes somewhat as follows: Every month, save as much money as possible after paying down your high interest bills Put that money into an index fund Reinvest dividends Enjoy your ...
JonathanReez's user avatar
  • 5,862
25 votes
10 answers
3k views

Any experience with maxing out 401(k)?

I'm 23 right now, and I'm currently contributing about 6% of my salary to a 401(k) with an employer that matches 20% of my contribution up to 6%. Based on various calculators, continuing at this rate ...
awshepard's user avatar
  • 779
9 votes
4 answers
5k views

What does a well diversified self-managed investment portfolio look like?

A lot of online blogs and investing material suggest that investing in a single index is not diversified enough to avoid some types of market risk. So the question then is, what does a well ...
Chris's user avatar
  • 437
17 votes
5 answers
12k views

What is a good asset allocation for a 25 year old?

I have a mid-sized portfolio (under $100K). And am currently in 100% stocks. I have seen some advice being given that states 80/20 bonds will yield similar returns as 100% stocks with less volatility.
Sheehan Alam's user avatar
10 votes
6 answers
1k views

An index fund in my 401k performed very well this year. How to deal with the gains?

I'm 34. 100% of my 401k goes into an S&P index fund. I'm up about 25% this year. If this were in my brokerage account I'd probably cash out some of the profits and hold onto it and buy more ...
Jack's user avatar
  • 1,456
9 votes
5 answers
3k views

Withdrawing cash from investment: take money from underperforming fund?

Suppose Bob has $15K invested in an account with 2 funds (for this question we'll assume a Canadian RRSP, but the country/tax implications probably aren't relevant). He has $10K in a conservative ...
Jordan Rieger's user avatar
8 votes
4 answers
2k views

Is the Yale/Swenson Asset Allocation Too Conservative for a 20 Something?

Is the Yale Portfolio by David Swenson: http://www.etftopics.com/yale-etf-portfolio/ Too conservative for a twenty-something with a mid-sized portfolio (under $100K)? What are some of the pro's and ...
Sheehan Alam's user avatar
2 votes
5 answers
1k views

What's the most conservative split of financial assets for my portfolio in today's market?

Mid 30's, looking for what split I should have between Australian shares, international shares, property, cash, interest, bonds, options, etc. or maybe none of the above. What is considered to be a &...
Anonymous Type's user avatar
13 votes
1 answer
1k views

Any Experience with the Gone Fishin' Portfolio?

In doing research on How to Select IRA Investments, I stumbled across the Gone Fishin' Portfolio. This link where I found out about the portfolio claims that it is based on the 1990 economics Nobel ...
justkt's user avatar
  • 4,114
6 votes
4 answers
325 views

What market conditions favor small cap stocks over medium cap stocks?

I want to understand the rationale to make the decisions to invest in small vs mid cap stocks. If there are any pointers for a non-finance expert, I will really appreciate it. Thanks, Geo
Geo's user avatar
  • 5,825
5 votes
1 answer
399 views

Should my retirement portfolio's asset allocation become more conservative over time?

It seems to be common advice that a retirement portfolio should be invested aggressively when one is young, and conservatively when one is older and closer to retirement. Is this good advice? Shouldn'...
Ashley Yakeley's user avatar
9 votes
2 answers
689 views

Invest in low cost small cap index funds when saving towards retirement?

This is a question about "Personal investing and asset allocation". About me: I earn more than I spend I may retire in 15 or 20 years, and I have savings to be invested in something or managed ...
ChrisW's user avatar
  • 1,063
2 votes
1 answer
348 views

What is the best resource for determining a specific age-based asset allocation?

I found a lot of information about how to allocate between stocks and bonds based on age, but I cannot find much about the proper allocation between domestic/international assets, large cap/small cap, ...
Scott Anderson's user avatar
3 votes
1 answer
387 views

Ishares Portfolios for EU investor

I am 29 at the moment at looking to start investing as much as I can and build a long term portfolio (aiming at around 2000 USD/month). Since I am based in the EU, I have no access to US based ETF ...
Zahari's user avatar
  • 131
2 votes
2 answers
203 views

Calculation for balancing portfolio percentage vs. risk

Disclaimer: I'm a complete novice to investment, so please adjust the style of your answer accordingly. There are some good questions on this site about "what percentage of my portfolio should I keep ...
ashes999's user avatar
  • 295

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