Linked Questions

1
vote
2answers
288 views

Two 401k accounts with two employers, should I combine them? [duplicate]

I currently have two 401(k) investment accounts, one is with my old employer, whom I left in 2015, and the other is with my current employer. The old 401(k) has been steadily making money off my ...
2
votes
1answer
283 views

Is it advisable to rollover multiple 401k accounts? [duplicate]

I left my fulltime job mid 2017. I am not earning since then (no pay roll being generated). Since many years I have changed many jobs. Each job had a 401k plan which I maxed out every year. So I have ...
1
vote
3answers
113 views

Are most 401k providers comparable? [duplicate]

I will be needing to decide if I should roll my 401k from a previous job into the 401k at my current job. Are some companies which the employer has a 401k through much less appealing than others, or ...
0
votes
1answer
66 views

401k rollovers - pros & cons question [duplicate]

I have some 401k money in a former employer plan. It is doing really well, I like their funds and their Financial Engines program. I hesitate to touch it. My new employer has a good plan. The way ...
1
vote
2answers
126 views

What to do with old company's 401k? [duplicate]

I have a 401k from a company I no longer work at. It's worth about 70k. What should I do with it? Is there any way I can roll it into something that I can use as part of a down payment for a house ...
9
votes
4answers
13k views

How can I consolidate multiple 401Ks?

I have multiple 401K's because I have worked for multiple companies. How can I consolidate these accounts? One problem is that the company that I prefer in terms of investing flexibility, is not the ...
3
votes
2answers
2k views

Former company acquired. Do I have to move my 401K investments, or can I leave them?

A broker called me to discuss my 401K investments that were made while I worked at a company that was recently acquired by another. The discussion is about rolling those investments from where they ...
10
votes
1answer
717 views

Why would I not rollover my 401k into an IRA when permitted?

Currently in the US there are circumstances which allow you to rollover your existing 401K into an IRA, such as when you change employers. You may also keep it in the existing employer's plan or roll ...
5
votes
2answers
2k views

What happens to a 401k if you leave your job indefinitely?

I currently have a 401k through my company. I'm saving nearly the maximum $17,500. While the company matches the first %6. If I leave in a couple of years I will be %50 vested and my balance will ...
6
votes
2answers
227 views

Self maintain my 401(k) if company offers no benefits?

I am switching jobs. My previous job offered a 401(k) plan and I contributed through payroll. My new company literally offers "no benefits at all" meaning no 401(k), healthcare, etc. How can I still ...
3
votes
3answers
868 views

What are my options if my previous employer does not transfer my 401(k)?

I recently (1yr ago) changed jobs and my previous employer has not transferred my 401(k) contributions. I have sent them several emails regarding this. Their typical response is that they are working ...
4
votes
2answers
189 views

Conflicting advice about what to do with my 401k / Roth IRA

I left a company that I was at for over 18 years about a year ago. The company I was at was using Fidelity and I had then opened a Roth IRA under Fidelity as well. My Roth only has around 15k and my ...
3
votes
2answers
615 views

My previous and current employers both use Fidelity for 401(k). Does it make sense to rollover?

I hope the title is descriptive enough. Basically my previous employer and my current employer are both using Fidelity to manage my 401(k) accounts. I'm wondering whether it makes sense to rollover ...
4
votes
4answers
171 views

401k withdraw funds or switch companies?

I recently left my job. They provided a 401k and its currently at ~$10K. What do I do now? I'm relatively young and this is my first time dealing with a 401k. My questions are... Do I have to ...
5
votes
1answer
416 views

Should you always rollover a 401k to a personal IRA after leaving a company?

As far as I know, all 401ks charge recurring fees to the employees. Some even charge percentage fees based on your balance. This is on top of the fund fees you'd have to pay for Fidelity/Vanguard/etc ...

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