I'd like to invest in an index fund. Let's say I am able to read and understand the various documents that each fund provides, so that I can make an informed choice of what I am doing. Let's say that I am planning to invest some money that I know I can afford to lose.
The question is, where do I actually put my money? For example, in a bank savings account that gives you interest, you put the money in that account, and you are done. It is as simple as a bank transfer.
My bank offers to manage investments, and it also gives access to funds. However, I assume that will cost me a higher fee/lower return that if I was able to invest the money myself. Is this the only way?
I am based in Europe.