Here's an interesting story. I lost my job and I needed extra income so when I was looking for a sugar daddy on Instagram, I met a guy. He claims that he is a Business Contractor and is working for UNICEF, currently building in Lagos, Nigeria.
We talked for awhile and he didn't seem like a scammer. Some weeks later, he asked me for my name, date of birth and bank information (routing and account number). After I gave this to him, he made two mobile check deposits of $900 and $1,200 into my dormant bank account (I haven’t used it for awhile because I have no money, no job).
I waited a couple of days for the checks to clear. I received a letter from my bank indicating that they had closed my account due to suspicious activity. FWIW, he also didn’t spell my name right on the check .
Two weeks later I received another letter from the bank. It stated: “As a follow up to the letter we sent you about the closure of your account, this check includes any remaining account balances”. Along with the letter was a cashiers check for $883. I didn’t have any money in my account when he had access my bank info so I don’t know where this money came.
I called my bank to determine if the cashiers check was real and the rep said that $883 was in my savings account and that I would be receiving another check for $12. With that verification, I cashed the check. The $883 is gone. It went toward my bills.
I blocked him when my was account closed. Yesterday, I unblocked him and texted him that I had received the money. He wants to send me more and he wants me to withdraw the money as soon as it clears, keeping $300 and sending him the rest of it through Western Union.
What do I do? Am I getting scammed?
Here is some more information. He was born in California and claims to be a Business Contractor building for UNICEF right now in Lagos, Nigeria. He said that he would be there for 2-3 months and then he’s going back home. He has visited many countries for his job. He is getting this money from UNICEF who he told that I was his secretary so that they would send the money to me. As soon as I heard that I knew that it was a scam. He also said, “You know the FBI don’t take shit, they never play with their money”. I have blocked him on everything and I no longer have any contact with him! Also, he will not video chat me because he says that the government will not allow him to video chat in Nigeria.