I was wondering if anyone could advise me. I live with my husband, the house that we have purchased is solely in his name and I am not named on the mortgage at all.

His mother is living in a rented property which in a few years is no longer going to be suitable for her to live in. My wage and savings would be more than enough to buy and pay for a mortgage on a small house for her to live in. Does the count as a second home or buy to let property? She would not be paying rent and I would be paying the full mortgage. Thanks in advance for any advice.

  • 2
    Can you edit and add a country tag?
    – Hart CO
    Sep 6 '18 at 20:08
  • The answer will vary based on country. If no tag appears soon, we will put the question on hold. Sep 8 '18 at 17:47

The mortgage company will ask you if the house you are purchasing will be owner occupied. If it is not, it is considered a second home or investment property. Since she won't be paying rent, it is just a second home.

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