I'm already past 30 years old and so is my spouse. We have a two years old child and plan to have another one in a near future. I'm currently doing a PhD and I have about 1500 euros per month as income, as well as some help from the Government (I'm very grateful for that). That's all the income we have right now, I do have about 5k euros in my bank account. This bank account is a livret A, which means I earn 0.75% of what's inside it, per year. Since the inflation is over 1% per year, it means I lose money, though not as much as if I had the money at home. But still, using the livret A is clearly not a good option to have some money growth or simply to save money on the long term.
Although I do not go to Canada often at all, I am Canadian. Maybe there are better options to save money there than in France? I do not have any bank account there, though; and a visit there is extremely unlikely in the next years.
I was wondering what are some good options I could consider. Both to save money and to invest, considering my situation.