This question already has an answer here:

I have sent some money (in euro) to Netherlands (ING Bank) from Turkey. The IBAN is correct but the swift code is INGBNL2AXXXX instead of INGBNL2AXXX. The recipient did not get the money and the money is not refunded to my account either. It's been two weeks. Can it be fixed during the process?

marked as duplicate by Bob Baerker, Nathan L, JoeTaxpayer Sep 25 '18 at 12:10

This question has been asked before and already has an answer. If those answers do not fully address your question, please ask a new question.


You need to check with your Bank in Turkey. Generally depending on the software implemented by your Bank, the extra "X" will either get removed or the payment instruction will fall into a repair queue that the Operations from Bank in Turkey will see and remove the extra "X".

  • Many thanks. I am also charged for the intermediary bank fees on the day after the value date. When does the intermediary bank charges me? As soon as they recieve the swift message or after they credit the beneficiary bank? – caneru Aug 27 '18 at 21:11

Not the answer you're looking for? Browse other questions tagged or ask your own question.