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According to two Telegraph articles:

Almost all of Britain's banks now record most current account customers' monthly incoming payments. This is distributed monthly to credit reference agencies [..]

(And this is backed up by their marketing material, while this information is not shown in our traditional and fairly freely available credit reports/files.)

I would like to be able to keep an eye on this considering I have spotted several errors in my credit report (incidentally regarding payments!), which are difficult and time consuming to get corrected.

I would also be interested if anybody knows if this includes payments into pension plans and savings accounts? Thank you.

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  • I would assume all incomings and outgoings are recorded. I believe overdrafts are what they might be more interested in, so I believe all transactions are recorded.
    – DumbCoder
    Commented Aug 21, 2018 at 8:31

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