Say, for example, I am ordering pizza with some friends and I pay for the whole meal and then later receive payments from my friends to cover their portions. What is the correct way to categorize this in Mint?

I assume I would split the original transaction so that the portion I am responsible for is categorized under 'Fast Food', but how should the other portion be categorized? How should I categorize the payments received from the others later?

I want to be able to categorize these so that the portion that I am not paying for does not affect any of my balances or budgets.

  • 3
    Can you enter a reversing entry for the repaid portion? IE $30 pizza then a -20 entry later netting to $10 against your fast food budget. Not sure how mint handles such things but that's the approach I use in budgeting.
    – Hart CO
    Aug 17, 2018 at 16:47
  • With all of their recent changes (More ads, cutting bill pay) I actually fully switched to Personal Capital. There's a lot of neat functions you can use like manual accounts for tracking things like money your friends / family owe you, etc. I use it a lot, it's great.
    – schizoid04
    Aug 17, 2018 at 21:57
  • @schizoid04 It's U.S. only unfortunately Aug 17, 2018 at 22:03
  • Those are loans, and loans are assets. Thus, create an asset type called Loans, with a sub-category for each of the friends that you loaned money to.
    – RonJohn
    Aug 17, 2018 at 22:07

2 Answers 2


The way I do this is the same way I handle tax refunds. I just add a negative expense on the same category where I paid for the item. This effectively reduces your spending amount in that category by offsetting it.


Do not split the original transaction. Assign the payment from your friend the same category as the original transaction. Since the payment is a negative amount, your budget categories will reflect only how much you actually spent.

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