Chase, Citi, BoA and Wells Fargo are in my book the "conventional" retail banks. In 2018, they offer close-to-zero interests in most of their accounts and only offer managed investment accounts.
In contrast, on-line bankings, brokerage firms (e.g. Fidelity, Schwab), credit unions offer MUCH better interests for opening accounts with them. Many of those accounts also allow account owners to do no management-fee investment.
I don't see any added value in putting my money with conventional retail banks. What am I missing about the conventional retail banks?