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I suppose this will depend on the banks, so what's typical? Do any banks do this in 0 days? What's the longest which would still be allowed by law?

Both bank accounts are already established and in my name, and suppose I initiate the transfer at 10 am.

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    Relatively, does it matter much? If you move $10K earning a fantastic 3% to another bank, you lose out on 82 cents a day... – TTT Aug 8 '18 at 19:53
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    At least an order of magnitude less than the wire transfer fee. – Rupert Morrish Aug 8 '18 at 20:21
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Anything betwen 0 and days, possibly some to a week.

Depends on banks and what you pay. I have had Wires with Telex Avies credited within 20 minutes 25 years ago, so - it definitely is possible. Expect to PAY.

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