Bob has a High-Deductible Health Plan (HDHP) and wants to maximize his contributions to his Health Savings Account (HSA). At some point during the year, Bob changes his health insurance from an HDHP to a non-HDHP. How much can Bob contribute to his HSA during this year?

marked as duplicate by Ben Miller - Reinstate Monica united-states Jul 13 '18 at 12:30

This question has been asked before and already has an answer. If those answers do not fully address your question, please ask a new question.


Obviously assuming Bob is not covered in the month of December, thereby negating the last month rule there's a monthly prorating. The annual maximum is $3,450, there are 12 months, $3,450 divided by 12 is $287.50 times however many full months Bob is covered by an HSA qualified HDHP.

Not the answer you're looking for? Browse other questions tagged or ask your own question.