I had recently opened a Chase savings account and a checking account. I planned on using my checking account as a direct deposit. Would automating transfers from checking to savings prevent my savings account becoming dormant? I was wondering if this would be valid for checking to checking as well.

  • 3
    Ask Chase. The policy is almost certainly specific to your savings account type and institution. Jun 16, 2018 at 4:08

1 Answer 1


In general I have found that any transaction, besides an interest payment, will be enough to keep an account non-dormant.

In many cases activity in any related account is enough to keep all the related account non-dormant, but it might be possible that your bank doesn't extend this courtesy. You will have to ask.

If they require activity in the savings account, a small automatic transfer with each paycheck should more than meet the criteria for activity.

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