I work in the UK, like most people here I get paid once a month.
I've been doing this for about 2 years now (on a modest income) and my ability to make the money last has not gotten better (if anything it has gotten worse). I feel like if I could just get a bi-weekly wage like people in the US then I'd be able to sort myself out, a weekly wage would be perfect, I would do anything to have that instead. I honestly think it's cruel to give someone a monthly wage when they're as irresponsible as me, it's like giving 10 kilos of cocaine to a coke addict. Not a single month have I been able to make my money last all the way to the end. I'm constantly taking payday loans, borrowing off friends, etc. By the time payday comes, I've already dug myself a hole which makes the payday-prosperity far less significant.
Is there any way I can turn my monthly salary into 2 halves or 4 quarters? Is there a service designed for people of my 'disposition'?
Edit: in response to all the negative comments I need to point out some things:
1) Yes, I am sure I'll be better financially by having more granular wages. I have had jobs in the past which paid weekly, on a much lower salary than what I have now, and I always made it work without having to borrow anything.
2) I've already asked my employer about getting more frequent pay (would have thought that was obvious)
3) I know I need to improve my budgeting, but that's a lesson for another day. Right now I'm only concerned about receiving my money in a way that won't allow me to go nuts every time I get paid, I feel the main problem for me is the excitement that arises from a 180-degree shift in finance (yesterday I was starving, but today I'm a king) when I have that mentality, all my logic and reasoning and education that I receive from you guys goes out the window.