I've been doing okay financially and recently ordered a new car (Middle of April). While the vehicle is expected to be delivered in the next 2 weeks, I noticed that the dealership website has listed a new starting price for the car from May 1st, coming in around 5000€ cheaper for the same configuration. I talked to them and they said I could get some compensation for the price drop, but probably nothing close to the amount it dropped.
I intended to lease the car for 4 years, 40% down payment, 40% financed amount(the monthly payments, don't know the term) and acquire ownership at the end of the period with a 20% final payment (buyout). Please note that I did sign a vehicle order contract, but not any lease papers yet, so I can still change those parameters.
So, that got me thinking, wouldn't it be better for me to opt for a lease with the intent of returning the car at the end of the lease period (30% down payment, 40% buyout)? As then the leasing company will have to deal with the already overpriced car after I return it.
What is the best thing I can do in this situation?
Total price I signed up for is 40000€, give or take, and I'm in an EU country, if that matters. And yes, I understand that leasing is never a good deal, so skip that part.
Any advice would be greatly appreciated!