I'm about to request my free annual credit report. I've never requested one before, but I noticed something suspicious with my FICO score lately in my Discover Card app and want to look into my credit for possible identity theft.
I can get a free report from the three companies, TransUnion, Equifax, and Experian.
It gives the following textual advice about requesting your credit report.
If you are thinking about buying something big soon - a new car or even a home - you may want to get all of your credit reports now. That way you can correct any mistakes on all of them right away.
If you are not planning a big purchase, requesting them over time might be a better choice. When you spread them out, watch for expected changes or suspicious activity throughout the year
What I'm confused about is what will appear on each report. Does each company show slightly different information, or do they all show the same thing? If identity theft has happened, will that appear on each credit report, or is it possible that it could only show up on one of them?