I have a rather large amount of student loans, around 40k euro. The rate is set for 5 year time periods. I have to pay 0.01% interest over them until 2020. Historically, it has rarely been higher than 0.2%.
I have to pay them back over the course of 15 years as a maximum. That involves paying off around 300 euro per month. I can pay off far more, but it seems putting into a savings account and/or investing whatever else I can miss is a far better strategy.
The main downside to this seems to be that the amount of money I can take as a mortage for a house increases in larger increments by paying off student loans than the size of the payments, but I would also need savings to buy a house. That said, I do not want to buy a house in the forseeable future, as I am considering a career elsewhere.
Would saving instead of paying off my student loans as fast as I can make sense? Am I missing something?
Update: I provided a self-answer based on information I received from a financial advisor. I also recommend reading the accepted answer, as it contains interesting information.