I am trying to file my New York state tax return as cheaply as possible. I have already e-filed my federal return for free. I see on https://www.tax.ny.gov/pit/efile/other-efile-options.htm the following:
If your 2017 income was more than $66,000, you are not eligible to use Free File software to prepare and e-file your state return. However, you may purchase approved commercial software (or use a paid preparer) to prepare and e-file your state return.
It seems the obvious answer to my question is no, but I want to double check because that doesn't make much sense. Am I correct to understand that because I made more than $66,000 in 2017:
- There is no way for me to e-file for free.
- The only way I can e-file is to pay a commercial service (more than the cost of a stamp & envelope).
- The cheapest way to file is to buy a stamp & envelope, print & fill out the paper form, and snail mail it in.
It seems counterintuitive for the state to incentivize snail mail over e-filing, especially on the basis of my income, so that's why I'm asking for confirmation that I have this right. Thanks!