For several years we have had a mortgage, two car loans, and an active line of credit from our bank.
We made payments on all of these religiously and our credit score is now in the high 700s.
Recently, we sold our house and used the equity to pay off our cars. We don't have any open credit cards.
We plan to save and buy a house in about a year but didn't consider what this move would possibly do to our FICO score.
What's the best way to maintain our already good scores without mortgage or auto loans?