I'm an UK resident with EU driving license. I own a UK-registered car and I do pay a bit too much for insurance. It is because I stated that I had an accident and a claim in UK in 2016. Also, since then I'm in DVLA with "shadow" UK driving licence. However, it was while I was driving foreign-registered car with foreign insurance. I had a claim protection on that insurance.
My question is: can I state i had no claims on my insurance when asked by UK company? I obviously have to report the traffic violation that the accident followed, but how about claims? UK insurers do not accept a no-claim years on foreign insurance, so by the same token they should not require from me to even disclose the fact that claim was paid from my foreign insurance, right?
The difference is over £1000, so even if I cancel my current insurance I'm still a huge amount ahead. But it depends on an answer to my question. Additionally - would the terms of my current insurance (where I disclosed a claim) be shared with other insurers if I look for another insurance elsewhere, without the claim paid statement (assuming I can do it)?