While working at a company in India, I was covered by a corporate insurance policy. Also, I was asked to pay the annual premium for including my parents to the policy.
In December, I had to resign for some unrelated issues and try some freelancing. At that time, HR orally told me that the coverage will continue till May, but the insurance agent said that coverage stops when I resign. When I crosschecked with HR, I was told that the agent may not be aware, but coverage continues till May.
(A) Is it generally the case that corporate coverage is for whole years, even if the employee resigns in the middle ?
(B) What happens to coverage for parents, when the employee has paid the annual premium for parents ?