Last year I worked on a 1099 Contract for 4 months and a W2 Contract for 6 months. I'm not sure which version of Turbotax to buy. Actually I'm not sure if doing this myself is the best way to go but I'm still looking into that. Thanks


1 Answer 1


Without having more details from you, such as whether you have to file a state tax return, it sounds to me like TurboTax deluxe (with state?) should be fine. My taxes are far more complex, 1099 income, W-2 income, investments, retirement withdrawals, and more. Again, in my opinion, for over 90% of situations people can easily work with tax software and handle their own return filing. I mean no disrespect to the professionals, but in many cases it’s simply a matter of you providing every bit of data that they are going to have a data entry clerk input into your tax return.

Last, most tax software comes with a 60 or 90 day refund policy. If you feel it’s not right for you you can return it for a refund. If you are using it and get confused you can return here or to their own message board and ask specific questions.

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    To add to this, if you're using TurboTax online it's easy to upgrade if you discover along the way that something you need isn't covered.
    – 0xFEE1DEAD
    Commented Feb 27, 2018 at 15:55
  • If your goal is to continue as a 1099 employee then it might be best to hire a CPA. If not turbo tax is good enough.
    – Pete B.
    Commented Feb 27, 2018 at 15:57
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    Pete, can you elaborate on that, or post a full answer? What makes 1099 income result in a complex return that an individual might struggle with? Commented Feb 27, 2018 at 16:09
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    My state has an easy and free e-file system, and since my state income tax is based on federal taxable income it takes ~10 minutes to file state, might not be worth it to you, but I don't like paying extra to file my state so I do that through the state site.
    – Hart CO
    Commented Feb 27, 2018 at 17:57
  • 1
    The difference between federal-only and fed/state is minimal ($10-15), and I like how transparent it is, i.e. it all flows and does add even a minute of time to my filing. Commented Feb 27, 2018 at 19:55

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