I am moving a large (for me) amount of money from a US bank account to a Danish one. Both are in my name. In order to even out the risk of transient exchange-rate spikes I'm planning to do it as a series of wire transfers on different days.
Balancing things between per-transfer fees and the exchange-rate swings I want to guard against, it so works out that I would ideally like to do the transfers in chunks of about $9,000.
However, I dimly remember something about people getting into trouble with the law if they do a series of similar transactions just below $10,000 each. In some tellings it sounds like this is only a problem for transactions with physical cash, but I can't find any hard information about this.
Do I need to change my plan to make at least some of the chunks larger than $10,000 (or even €10,000), such that it doesn't look like I'm trying to evade something?