I live in a two-unit condo building (conversion from old house) in Massachusetts, and both units are owner occupied.
Our master insurance policy for the condo reads like it is meant for a large condo association with employees. It is very challenging to read (and I'm an attorney) and covers all sorts of things that have no relevance to our two-unit association (e.g., external signage, liability of employees, etc.).
Do master insurance policies exist that are designed for very small condo associations with simpler needs? I'm thinking I might save some money and it would be nice to have a simpler, understandable policy.
I called my insurance broker and they have nothing else to offer. It would be nice to know if such things exist before I spend time looking around.