8

A lot of smaller merchants use using Paypal checkout now. While I prefer to pay for everything with a credit card to get rewards, Paypal doesn't prefer that and makes me manually update each payment to switch the primary funding source from the default of my bank account.

If I remove the bank account entirely, does that affect how I can use Paypal in general? Will it default to the credit card as primary funding source then?

4

I removed the bank account because I couldn't change the default, and now it uses my credit card as the default. I haven't noticed any downsides.

I think Paypal is just trying to save paying credit card transaction fees. But I don't much like their user-hostile method of doing so, personally. Most cards kick back some of those fees to cardholders via rewards. If Paypal wants us to use a bank account maybe they should consider giving out an incentive instead of making us do annoying extra clicks on every purchase!

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.