Yes, this question has been asked before, but never really answered. Most questions involve a credit card, which in this case I'm asking about a debit card.
Hi, I'm a 16 year old student facing some troubles at home. I develop software already, and am making a decent amount of money (almost more than my mom). The issue I'm having is that my mom thinks it's okay to take my money whenever she pleases, making up some excuse to justify her unjust actions.
Although this is an interpersonal issue, I'm looking to see if anyone knows if there is a chance of getting a reloadable debit card as a minor.
Yes, I am aware that since I am a minor, I am not allowed to enter legally binding contracts, however, I still have hope as I am looking for a debit card instead of a credit card, where the risk for the card issuer is a lot less.
I've looked into some alternative sources of debit cards such as cryptocurrency debit cards. The issue with these is that US regulations enforce them to verify my identity, and those who don't enforce this have had their cards revoked by the issuer because of political pressure.
I feel like there has to be some way of being able to have legal control over my money, as my parents do not respect my earnings and legally they have full rights to touch my money as it is a joint account.
Looking for any advice!