My ex boyfriend and I bought a house as tenants in common more than a decade ago. Due to his abuse I left the house in 2002.
After 10 years of trying to force the sell or buy me out, in 2012 he did, I signed over my portion of the deed to him. At that point I did not realize I was still on mortgage agreement as co-signer.
Recently I received a call from the mortgage lender demanding I bring the mortgage account current. I ran my credit report and there was the mortgage history, 46 times 30 day late payments and 17 times 60 day late payments.
My credit score reflects his late payments.
Thus he is ruining my credit. I though when he bought me out in 2012 I am off the mortgage, but looks like I'm still on the mortgage.
How do i REMEDY this?