I am currently in a predicament where I am living in France but most of my credit cards (the ones I don't really use) are back in the U.S. with my parents. I didn't take pictures of the front/back before I left - my mistake.
I am now getting mobile app notifications that purchases are being made on one of the cards that is in the U.S. with my parents. They are international purchases originating in Asia. Despite having reported this to my bank, my card was not frozen. I have to call the card company customer service, which I did, but they require the full card number and CVV number, which I don't have.
Long story short, I have to wait a few days for my parents to send me the card info (they are out of the house) so I can properly handle the fraud. These charges are resting for several days on my card with no dispute (yet).
Will taking a few days to report the fraud to the card merchant impact my credit score? Will any fraudulent use of my cards impact my score? I feel kind of helpless watching the notifications of charges on my card come in, knowing that I can't do anything for a few more days...