Currently, my only income is from dividends and interest which is about $70k/yr. If I can lower my income, I can pay lower taxes each year and I may qualify for some low-income government subsidies like Obamacare Premium Assistance so I'm wondering what options are available to me.
My investments are currently a diversified mix of ETFs include some bond ETFs. I can't seem to find any ETFs that don't pay dividends. The lowest I can find are still around 1.5% yield.
I could just buy individual stocks that don't pay dividends, but I'm worried that isn't diversified enough.
One idea I had was to try and buy some local real estate with negative cash flow and try to make all my profit from capital gains which I can defer for years.
Anyway, I'm just curious about what strategies are available to try and lower your investment income.