I have the record of my bank account movements back from mid of 2013.
It consisnt of date, 'description', change and balance. There are 1300 entries.
Most of the descriptions are undescriptive, like 'Withdraw in ATM', 'Debit Card used in XYZ place', 'Debit Card used in XYZ - Owner name's', 'Remunaration', 'bank package rate', ...
From 2015 to now I started commenting some of the movements, but I don't follow any system.
I would like to get some insights on how am I dealing with my money.
From this I noticed that from June/14 to November/14 [Point A] I had a big leap in balance. Looking at my record, I can't understand what I did to have this improvement. There are very few movements, I guess I didn't use my money (which makes sense).
Then I had a dip in 11/2016 [Point B], due to some unplanned expenses I had.
So far I have a roughly idea that unplanned expenses are a pain, and avoid to use my money is always good. But that's too obviuos.
Then I made a simple table with avg, stdv, median, max and min:
From this I confirm that 2014 was better (mean 27.9), the stdev doesn't looks ring any bells, neither does median.
Anyway, here's the extent of my finacial knowledge: Keep track of things, see if anything pops.
What I want to know is how can I improve my analysis? And for the years to come, how can I improve my logging?
Sorry if this question is too broad, but I have no technical finaces knowledge.
Some extra info:
My current bank account is around $ 6k.
I earn $1.300 monthly and have a fixed expense of $ 400,00 plus some extra stuff.
I live with my family and I help with rent/utilities/food.
I'm in the 2nd year of 5 of psychology.