This might be a better fit on the economics SE, but having browsed both I feel the body of knowledge here is more applicable.
For as long as I've heard car ads on the radio or TV I feel like I've heard "Get this car for $0 down. Bad credit? No credit? No problem! Drive away today!" and so on. Now I'm sure these people have to pay higher interest on their car loan than others, but I can't shake the feeling this is similar to the housing bubble in which the most qualified people already had houses but the real estate industry still needed to move houses, so they started making bad loans which resulted in a spree of defaults.
A car is not a house of course (well, usually at least) but it still seems off to me. How, if at all, are car dealers benefiting from this?