I am 50 years-old. Is there any way I can reverse a withdrawal from my Vanguard Roth account that I mistakenly initiated five days ago? I have MS and panicked while rereading the returns, seeing only line 12 (Business income) and not also line 7 (Wages), and thinking I had excess contributions for both years when in fact I did not. Is a hardship waiver order to reverse the funds back into my Roth while also avoiding early withdrawal fees possible for me to obtain?
Thank you in advance!
I forgot to say that the excess Roth contributions (they weren't excess-that was my mistake) were from the years 2007 and 2008. Over the phone with Vanguard on 12/19/27 and thinking (mistakenly) that I had excess contributions for those years, I initiated the withdrawal of the "excess" funds (totaling $5161). Only after I got off the phone did I realize my mistake-that these funds were parts of legal, yearly contributions to my Roth account for those years. Can I now put these funds back into my Roth account as an indirect rollover?
Thank you! I really appreciate the advice. Doug