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I'm a United States citizen and own a house in Canada. I have a clean title and the entire house is paid off.

Is it legal for any United States banks to give home equity loans against this foreign property?

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    Even if it were legal (whether or not it is is a question for law.SE,not money.SE), you will likely find it difficult to find a bank willing to give a home equity loan against a property that the bank will have difficulty foreclosing on in the event that you default on the loan. Why make you a home equity loan when there are plenty of customers with properties in the US who are seeking home equity loans? – Dilip Sarwate Dec 24 '17 at 22:57
  • As @DilipSarwate said - I tried this, and no bank was willing to give me a loan based on that. I found a bank in Europe that gave me a loan against my US house that I was buying, and in the US, I could use that money as cash downpayment (as the US bank not only ignores equity outside of the US, but also debts!) – Aganju Dec 25 '17 at 1:18

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