I am exploring my options to transfer money from the US to Europe. While a provider like Transferwise looks like a good default option, wonder if there is anything wrong with simply using my US Visa Debit card at an ATM in Germany to withdraw cash, and deposit that.
As long as my bank does not charge a transaction fee, and the German ATM no withdrawal fee, I should only pay the Visa exchange rate, which (at least today) seems to be competitive.
But this option seems to be rarely mentioned in related discussions. What am I missing?